206 Cedar Grove, Holts Summit, MO 65043 Property Records

Callaway County property record for 206 Cedar Grove, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,427 sqft · built 2011
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-36.0-40-004-009.032`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-36.0-40-004-009.032`
Alternative APN	`2507036040004000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft

Exterior

Year Built	Built 2011
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2507036040004009032
Street Address	206 CEDAR GRV
City	HOLTS SUMMIT
State	MO
Zip	65043-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 FORREST LAKE ESTATES
Legal Subdivision	FORREST LAKE ESTATES
Legal Lot Number	4
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2012
Census Tract	70702

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 CEDAR GRV, HOLTS SUMMIT, MO 65043-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jul 30, 2018	Deed of Trust, Mortgage LOANDEPOTCOM LLC
Oct 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER REGION CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2011
Deed Sale	Mar 18, 2011
Deed Document Number	0000431697
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Recording Date	Jul 28, 2026
Property Address	206 CEDAR GRV, HOLTS SUMMIT, MO 65043-2817
Document Number	0000004462
Book / Page	528 / 993
Instrument Date	Jul 22, 2026
Instrument	20264462
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CEDAR GRV, HOLTS SUMMIT, MO 65043-2817

Mortgage

Document Number	0000004462,
Date	Jul 28, 2026
Book Page	528/993
Instrument	20264462

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 22, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	206 CEDAR GRV, HOLTS SUMMIT, MO 65043-2817
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000986
Date	Jul 30, 2018
Book Page	0000000240/0000000986
Instrument	201804923

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	234 Months
Due	Jan 1, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	206 CEDAR GRV, HOLTS SUMMIT, MO 65043-2817
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000245/169
Date	Oct 2, 2020
Book Page	245/169
Instrument	202007019

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 (-2.47%)	$25,346 (-)	$133,400 (-)
2024	$1,580.00 (-16.05%)	$25,346 (-)	$133,400 (-)
2023	$1,882.00 (+2.01%)	$25,346 (+2.46%)	$133,400 (+2.46%)
2022	$1,845.00	$24,738 Land $3,800 Building $20,938
2021			$130,200 Land $20,000 Building $110,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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