206 Cedar Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 206 Cedar Ave, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,640 sqft · built 1985
Owner	Individual Name on File
Last Sale	$170,500 (Apr 2019)
Tax Bill	$847 (2025)
Deeds & Mortgages	Jan 2020 Refinance Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A4-2-12-19`

Property Details

APN / Parcel Number

Primary APN	`3A4-2-12-19`
Alternative APN	`23951`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Mud Sill
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23951
Old Parcel Number	3A4-2-12-19
Street Address	206 CEDAR AVE
City	COLONIAL BEACH
State	VA
Zip	22443-4837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	BLUFF POINT LOTS 19 AND 20 BK 12DB 918 PG 330 R/S
Legal Subdivision	BLUFF POINT
Legal Block	12
Legal Lot Number	19-20
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3001
Census Tract	10402

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	206 CEDAR AVE, COLONIAL BEACH, VA 22443-4837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WINTRUST MORTGAGE
Apr 8, 2019	Special Warranty Deed, Transfer · VA Mortgage BARRINGTON BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on File
Deed Sale	Apr 8, 2019 · Amount on File
Prior Sale	Jun 11, 2008 · Amount on File
Deed Document Number	0000918330
Deed Book / Page	918 / 330
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	206 CEDAR AVE, COLONIAL BEACH, VA 22443-4837
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009271673
Date	Jan 29, 2020
Instrument	09271673

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.39%

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Apr 8, 2019
Property Address	206 CEDAR AVE, COLONIAL BEACH, VA 22443-4837
Document Number	0009180330
Instrument Date	Apr 5, 2019
Instrument	09180330
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CEDAR AVE, COLONIAL BEACH, VA 22443-4837

Mortgage

Document Number	0009180332
Date	Apr 8, 2019
Instrument	09180332

Lender

Name	BARRINGTON BANK AND TRUST CO

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$847.00 (+4.96%)	$201,900 (-) Land $64,100 Building $137,800	$201,900 (-) Land $64,100 Building $137,800
2023		$201,900 Land $64,100 Building $137,800	$201,900 Land $64,100 Building $137,800
2022	$807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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