206 Cascade Valley Dr, Fate (Rockwall), TX 75087 Property Records

Rockwall County property record for 206 Cascade Valley Dr, Fate, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,645 sqft · built 2004
Lot Size	0.574 acres (25,012 sqft)
Owner	Individual Name on Record
Tax Bill	$6,055 (2025)
Deeds & Mortgages	Dec 2018 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4802000A0060000R`

Property Details

APN / Parcel Number

Primary APN	`4802000A0060000R`
Alternative APNs	`R59620` `59620`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,645 sqft Living Area
Gross Area	3,364 sqft
1st Floor Area	2,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,012 sqft (0.574 acres)
Lot Dimensions	205 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	206 CASCADE VALLEY DR
City	FATE
State	TX
Zip	75087-6884
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDING CLUB ESTATES PHASE TWO, BLOCK A, LOT 60
Legal Subdivision	RIDING CLUB ESTATES PHASE TWO
Legal Phase	2
Legal Tract	60
Legal Block	A
Legal Lot Number	60
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1022
Census Tract	40404

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 CASCADE VALLEY DR, FATE, TX 75087-6884
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Feb 27, 2020	Deed of Trust, Mortgage CREDIT UNION/TX

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	206 CASCADE VALLEY DR, FATE, TX 75087-6884
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021695
Date	Dec 10, 2018
Instrument	20180000021695

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	206 CASCADE VALLEY DR, FATE, TX 75087-6884
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CASCADE VALLEY DR, FATE, TX 75087-6884

Mortgage

Document Number	0000011799
Date	May 26, 2022
Instrument	20220000011799

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	206 CASCADE VALLEY DR, FATE, TX 75087-6884
Document Number	0000004354
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CASCADE VALLEY DR FATE TX 750876884, FATE, TX 75087-6884

Mortgage

Document Number	0000004354
Date	Mar 5, 2020
Instrument	4354

Lender

Name	CREDIT UNION/TX
Type	Credit Union
Address	DALLAS, TX 75251

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,270 (+3.84%) Land $225,000 Building $262,270	$487,270 (+3.84%) Land $225,000 Building $262,270
2025	$6,055.00 (-1.05%) Homeowner's exemption	$469,258 (-11.79%) Land $225,000 Building $244,258	$469,258 (-11.79%) Land $225,000 Building $244,258
2024	$6,119.00 (+18.06%)
2023	$5,183.00 (-13.82%) Homeowner's exemption	$531,998 Land $250,000 Building $281,998	$531,998 Land $250,000 Building $281,998
2021	$6,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Nextlink, Verizon, Wi-Five Broadband.

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