St. Clair County property record for 206 Buchanan St, Waterloo, IL 62298 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 1,015 sqft · built 1957 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,000 (Mar 2019) |
| Tax Bill | $2,578 (2019) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage Dec 2018 Loan Modification + 1 more |
| APN | 16-11-0-209-013 |
| Primary APN | 16-11-0-209-013 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,015 sqft Living Area |
| Gross Area | 1,991 sqft |
| Attic Area | 400 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 1,036 sqft |
| Street Address | 206 BUCHANAN ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORNS 2ND ADD LOT/SEC-71 LOTS 69 & 71 A02605363 |
| Legal Subdivision | HORNS 2ND ADD |
| Legal Lot Number | 69-71 71 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MILLSTADT |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 503203 |
Source: St. Clair County records · APN 16-11-0-209-013
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 BUCHANAN ST, WATERLOO, IL 62298-4536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2019 | Warranty Deed, Transfer · VA Mortgage US BK |
| Dec 20, 2018 | Loan Modification, Mortgage CITIZENS CMNTY BK |
| Jun 22, 2018 | Trustee's Deed, Construction Loan · Line of Credit CITIZENS CMNTY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2019 · Amount on Record |
| Deed Sale | Mar 01, 2019 · Amount on Record |
| Deed Document Number | A02605363 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Mar 01, 2019 |
| Property Address | 206 BUCHANAN ST, WATERLOO, IL 62298-4536 |
| Document Number | 00A2605363 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 2605363 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 206 BUCHANAN ST WATERLOO IL 622984536, WATERLOO, IL 62298-4536 |
| Document Number | A2605364 |
|---|---|
| Date | Mar 01, 2019 |
| Instrument | 2605364 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2049 |
| Rate | 5.25% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 206 BUCHANAN ST, WATERLOO, IL 62298-4536 |
| Document Number | 00A2601320 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 206 BUCHANAN ST WATERLOO IL 622984536, WATERLOO, IL 62298-4536 |
| Document Number | 00A2601320 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 2601320 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Address | MASCOUTH, IL 62258 |
| Term | 12 Months |
|---|---|
| Due | Jan 10, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jun 22, 2018 |
| Property Address | 206 BUCHANAN ST, WATERLOO, IL 62298-4536 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2580344 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 206 BUCHANAN ST WATERLOO IL 622984536, WATERLOO, IL 62298-4536 |
| Document Number | 00A2580344 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2580344 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Address | MASCOUTAH, IL 62258 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 21, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $30,116 Land $4,145 Building $25,971 | $90,348 Land $12,435 Building $77,913 | |
| 2019 | $2,578.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635032033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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