206 Bristol Downs Dr, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 206 Bristol Downs Dr, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,524 sqft · built 1989
Lot Size	0.16 acres (6,971 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jul 2020)
Tax Bill	$6,311 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02748894`

Property Details

APN / Parcel Number

Primary APN	`09-02748894`
Alternative APN	`02748894`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,524 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	1,734 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,971 sqft (0.16 acres)
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02748894
Street Address	206 BRISTOL DOWNS DR
City	GAITHERSBURG
State	MD
Zip	20877-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SAYBROOKE
Legal Subdivision	SAYBROOKE
Legal Block	J
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	700720

Owner

206 Bristol Downs Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 BRISTOL DOWNS DR, GAITHERSBURG, MD 20877-4302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jul 10, 2020	Grant Deed, Transfer · VA Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Nov 30, 2009 · Amount on File
Deed Book / Page	60020 / 485
Prior Transfer Date	Sep 2, 2008
Prior Transfer Doc	0000000543
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 12, 2026
Property Address	206 BRISTOL DOWNS DR, GAITHERSBURG, MD 20877-4302
Document Number	7060000206
Book / Page	70604 / 206
Instrument Date	Jun 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BRISTOL DOWNS DR, GAITHERSBURG, MD 20877-4302

Mortgage

Document Number	7060000206,
Date	Jun 12, 2026
Book Page	70604/206

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 10, 2020
Property Address	206 BRISTOL DOWNS DR, GAITHERSBURG, MD 20877-4302
Document Number	0600200485
Book / Page	060020 / 000485
Instrument Date	Jul 1, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	PEAK SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 BRISTOL DOWNS DR GAITHERSBURG MD 208774302, GAITHERSBURG, MD 20877-4302

Mortgage

Document Number	600200491
Date	Jul 10, 2020
Book Page	060020/000491

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	POTOMAC, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 206 Bristol Downs Dr was $6,311, down 5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,400 (+4.67%) Land $182,600 Building $346,800	$529,400 (-) Land $182,600 Building $346,800
2025	$6,311.00 (-4.95%)	$505,767	$529,400 Land $182,600 Building $346,800
2024	$6,640.00
2023		$458,500 (+2.03%) Land $182,600 Building $275,900	$458,500 (-) Land $182,600 Building $275,900
2022	$5,336.00 Homeowner's exemption	$449,367	$458,500 Land $182,600 Building $275,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Bristol Downs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 206 Bristol Downs Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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