206 Bridle Ct, Frankfort, KY 40601 Property Records

Franklin County property record for 206 Bridle Ct, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 1995
Lot Size0.457 acres (19,915 sqft)
OwnerIndividual Name on File
Tax Bill$1,280 (2025)
Deeds & MortgagesApr 2020 Line of Credit
May 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN085-50-02-008.00

Property Details

APN / Parcel Number

Primary APN085-50-02-008.00
Alternative APN
  • 13423

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,915 sqft (0.457 acres)
TerrainRolling
View / LotFlood Plain/Flood Zone
Garage TypeAttached
DrivewayAsphalt Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number13423
Street Address206 BRIDLE CT
CityFRANKFORT
StateKY
Zip40601-5302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER LAKE E BLK H LOT 8
Legal SubdivisionSILVER LAKE FARM E
Legal Phase1
Legal BlockH
Legal Lot Number8
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group3
Census Block3009
Census Tract70706

Owner

206 Bridle Ct is owned and occupied by an individual.

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address206 BRIDLE CT, FRANKFORT, KY 40601-5302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2020Deed of Trust, Mortgage · Line of Credit
L&N FCU
May 30, 2017Deed of Trust, Mortgage · Line of Credit
COMMONWEALTH CU INC
May 30, 2017Deed of Trust, Mortgage · ARM
COMMONWEALTH CU INC
Apr 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
L&N FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address206 BRIDLE CT, FRANKFORT, KY 40601-5302
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1531/650
DateApr 15, 2020
Book PageM1531/650
Instrument503890
Lender
NameL&N FCU
TypeCredit Union
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address206 BRIDLE CT, FRANKFORT, KY 40601-5302
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1418/688
DateMay 30, 2017
Book PageM1418/688
Instrument460367
Lender
NameCOMMONWEALTH CU INC
TypeCredit Union
AddressNOBLESVILLE, IN 46062
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address206 BRIDLE CT, FRANKFORT, KY 40601-5302
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1418/669
DateMay 30, 2017
Book PageM1418/669
Instrument460366
Lender
NameCOMMONWEALTH CU INC
TypeCredit Union
AddressFRANKFORT, KY 40602
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJun 1, 2027
Change FrequencyAnnually
Min Rate At Change4.37%
Max Rate At Change6.37%
Index1-Year CMT
Max Rate10.3%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address206 BRIDLE CT, FRANKFORT, KY 40601-5302
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1531/729
DateApr 15, 2020
Book PageM1531/729
Instrument503897
Lender
NameL&N FCU
TypeCredit Union
AddressFRANKFORT, KY 40602
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 206 Bridle Ct was $1,280 with a homeowner's exemption.

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,280.00$156,000 Land $30,000 Building $126,000$156,000 Land $30,000 Building $126,000
2023$1,310.00 (-4.17%)$156,000 (-)$156,000 (-)
2022$1,367.00 Homeowner's exemption$156,000$156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Bridle Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Bridle Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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