206 Bonnertown Rd, Five Points, TN 38457 Property Records

Lawrence County property record for 206 Bonnertown Rd, Five Points, TN 38457

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,913 sqft · built 1986
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2018)
Tax Bill	$1,417 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050178 02303`

Property Details

APN / Parcel Number

Primary APN	`050178 02303`
Alternative APN	`178 02303`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,913 sqft Living Area
1st Floor Area	1,913 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	206 BONNERTOWN RD
City	FIVE POINTS
State	TN
Zip	38457-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	3
Census Block Group	2
Census Block	2066
Census Tract	960900

Owner

Source: Lawrence County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 BONNERTOWN RD, FIVE POINTS, TN 38457-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 1, 2020	Loan Modification, Mortgage · Conventional Mortgage MR COOPER
Mar 14, 2018	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2018 · Amount on Record
Deed Sale	Mar 14, 2018 · Amount on Record
Prior Sale	Oct 12, 1982
Deed Document Number	20181282
Deed Book / Page	528 / 940
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	206 BONNERTOWN RD, FIVE POINTS, TN 38457-5005
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BONNERTOWN RD, FIVE POINTS, TN 38457-5005

Mortgage

Document Number	0000675386
Date	May 4, 2022
Book Page	675/386
Instrument	22003083

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Nov 1, 2050

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAWRENCE TN
Property Address	206 BONNERTOWN RD, FIVE POINTS, TN 38457-5005
Document Number	615422
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BONNERTOWN RD FIVE POINTS TN 384575005, FIVE POINTS, TN 38457-5005

Mortgage

Document Number	615422
Date	Dec 3, 2020
Book Page	000615/000422
Instrument	7096

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Interest

Rate	2.75%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Mar 14, 2018
Property Address	206 BONNERTOWN RD, FIVE POINTS, TN 38457-5005
Document Number	0000528940
Book / Page	528 / 940
Map Reference	DD 168 PG 599
Instrument Date	Mar 13, 2018
Instrument	18001282
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BONNERTOWN RD, FIVE POINTS, TN 38457-5005

Mortgage

Document Number	0018001283
Date	Mar 14, 2018
Instrument	18001283

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,417.00	$70,500 (-) Land $11,025 Building $59,475
2023	$1,417.00	$70,500 (-) Land $11,025 Building $59,475
2022	$1,417.00	$70,500 Land $11,025 Building $59,475	$282,000 Land $44,100 Building $237,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEOMA UTILITY DISTRICT serves 4,808 people · EPA ID TN0000399
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Skyline Telephone Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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