206 Bell Ct, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 206 Bell Ct, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,010 sqft · built 1999
Lot Size	1.19 acres (52,070 sqft)
Owner	Individual Name on Record
Last Sale	$729,900 (Mar 2025)
Tax Bill	$13,565 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-2-39`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-2-39`
Alternative APNs	`308904000500020390000000` `04000500020390000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,010 sqft Living Area
1st Floor Area	2,139 sqft
2nd Floor Area	871 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	52,070 sqft (1.19 acres)
Lot Dimensions	288 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500020390000000
Street Address	206 BELL CT
City	SCHENECTADY
State	NY
Zip	12303-5270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PINEHAVEN ESTS LOT 206
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1004
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 PARTRIDGEBERRY CT, SCHENECTADY, NY 12303-5082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jun 12, 2020	Deed of Trust, Mortgage SUNMARK CU
Sep 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Prior Sale	Oct 20, 1999 · Amount on Record
Deed Document Number	20254220
Prior Transfer Date	Dec 9, 2021
Prior Transfer Doc	0000037687
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	206 BELL CT, SCHENECTADY, NY 12303-5270
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004279
Date	Feb 21, 2020
Instrument	R2020-04279

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	206 BELL CT, SCHENECTADY, NY 12303-5270
Document Number	0000011565
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 PAPA PL SCHENECTADY NY 123035273, SCHENECTADY, NY 12303-5273

Mortgage

Document Number	0000011565
Date	Jun 23, 2020
Instrument	11565

Lender

Name	SUNMARK CU
Address	LATHAM, NY 12110

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 27, 2019
Property Address	206 BELL CT, SCHENECTADY, NY 12303-5270
Document Number	0000020435
Instrument Date	Aug 16, 2019
Instrument	20435
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	322 PAPA PL SCHENECTADY NY 123035272, SCHENECTADY, NY 12303-5272

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jun 25, 2019
Property Address	206 BELL CT, SCHENECTADY, NY 12303-5270
Document Number	0000012388
Instrument Date	Jun 20, 2019
Instrument	12388
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,980.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4303 HIDDEN MEADOW DR MARCY NY 13403, MARCY, NY 13403

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,565.00 (+20.31%) Homeowner's exemption Veteran's exemption	$472,000 (-) Land $94,000 Building $378,000	$629,333 (+13.33%) Land $125,333 Building $504,000
2023		$472,000 (-) Land $94,000 Building $378,000	$555,294 (+7.06%) Land $110,588 Building $444,706
2022		$472,000 Land $94,000 Building $378,000	$518,681 Land $103,297 Building $415,384
2021	$11,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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