206 Baker St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 206 Baker St, Chattanooga, TN 37405

Property Summary

Property TypeTownhouse
Details3 ba · 2,134 sqft · built 2021
OwnerIndividual Name on Record
Last Sale$675,000 (Jun 2021)
Tax Bill$2,597 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN135E M 011.01

Property Details

APN / Parcel Number

Primary APN135E M 011.01
Alternative APN
  • 0000390918

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,134 sqft Living Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialShingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000390918
Street Address206 BAKER ST
CityCHATTANOOGA
StateTN
Zip37405-4104
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLT 265A NORTH SIDE LAND CO PB 120 PG 130 OUT OF 135E M 011 FOR 2021
Legal SubdivisionNORTH SIDE LAND CO A
Legal Lot Number265
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2030
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address206 BAKER ST, CHATTANOOGA, TN 37405-4104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Deed Document Number2021063000281
Deed Book / Page12549 / 622
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 30, 2021
Property Address206 BAKER ST, CHATTANOOGA, TN 37405-4104
Document Number0000000281
Book / Page12549 / 622
Instrument DateJun 21, 2021
Instrument2021063000281
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyBRICK CITY TITLE, BRIDGE CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,497.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 BAKER ST, CHATTANOOGA, TN 37405-4104

Mortgage

Document Number0012549625
DateJun 30, 2021
Instrument12549/625
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,597.00 (-8.59%)$171,375 (+34.94%)$685,500 (+34.94%) Land $225,000 Building $460,500
2024$2,841.00$127,000 (-)$508,000 (-) Land $150,000 Building $358,000
2023$2,841.00$127,000 (-)$508,000 (-) Land $150,000 Building $358,000
2022$2,841.00$127,000$508,000 Land $150,000 Building $358,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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