206 Arbor Ct, Sterrett, AL 35147 Property Records

Shelby County property record for 206 Arbor Ct, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,314 sqft · built 2003
Lot Size	0.493 acres (21,475 sqft)
Owner	Individual Name on File
Last Sale	$238,300 (Dec 2017)
Tax Bill	$1,546 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095220002013000`

Property Details

APN / Parcel Number

Primary APN	`095220002013000`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,314 sqft Heated Area
1st Floor Area	1,773 sqft
Basement Area	836 sqft
Finished Basement	901 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,475 sqft (0.493 acres)
Lot Dimensions	198 ft deep x 58.3 ft wide
Garage Type	Basement
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	206 ARBOR CT
City	STERRETT
State	AL
Zip	35147-8124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 22 19S 01W 2001 ANNEX PER ELECTION NBRHD: 01 FOREST PARKS R-2
Legal Range	01W
Legal Township	19S
Legal Section	22
Legal Subdivision	FOREST PARKS THE ARBORES OF
Legal Lot Number	1013
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2018
Census Tract	30211

Owner

206 Arbor Ct is owned and occupied by an individual who bought it in December 2017.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	206 ARBOR CT, STERRETT, AL 35147-8124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit ALABAMA TELCO CU
Dec 27, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 1, 2017	Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on File
Deed Sale	Dec 27, 2017 · Amount on File
Prior Sale	May 4, 2011 · Amount on File
Deed Document Number	2017458610
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	206 ARBOR CT, STERRETT, AL 35147-8124
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314920
Date	Aug 12, 2022
Instrument	20220812000314920

Lender

Name	ALABAMA TELCO CU
Type	Credit Union
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Dec 27, 2017
Property Address	206 ARBOR CT, STERRETT, AL 35147-8124
Document Number	0000458610
Map Reference	MB25 PG146
Instrument Date	Dec 19, 2017
Instrument	20171227000458610
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 ARBOR CT, STERRETT, AL 35147-8124

Mortgage

Document Number	0000458620
Date	Dec 27, 2017
Instrument	20171227000458620

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY AL
Property Address	206 ARBOR CT, STERRETT, AL 35147-8124
Document Number	0000080010
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 ARBOR CT STERRETT AL 351478124, STERRETT, AL 35147-8124

Mortgage

Document Number	0000080010
Date	Mar 8, 2017
Instrument	80010

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 206 Arbor Ct was $1,546 with a homeowner's exemption, down 3.1% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,546.00 (-3.07%) Homeowner's exemption
2025	$1,595.00	$36,260	$362,500 Land $95,000 Building $267,500
2023	$1,496.00 Homeowner's exemption	$34,940	$349,400 Land $85,000 Building $264,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 Arbor Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Arbor Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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