206 Ann St, Glencoe (Gadsden), AL 35905 Property Records

Etowah County property record for 206 Ann St, Glencoe, AL 35905

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft · built 2014
Lot Size	0.199 acres (8,700 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Jun 2017)
Tax Bill	$535 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Jun 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-30-0-001-110.008`

Property Details

APN / Parcel Number

Primary APN	`14-09-30-0-001-110.008`
Alternative APNs	`100256` `221844`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,700 sqft (0.199 acres)
Lot Dimensions	145 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	221844
Street Address	206 ANN ST
City	GADSDEN
State	AL
Zip	35905-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR LT 10 BLK 1 ETHEL WILBANKS SUB PLAT D-229 GLENCOE 30-12-7 D-2014-3401527,D-2016-3428545,D-2017-3446909,D-2017-3449297 D-2017-3451571
Legal Range	7E
Legal Township	12S
Legal Section	30
Legal Subdivision	WILBANKS, ETHEL L SUB
Legal Block	1
Legal Lot Number	10
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	1
Census Block	1003
Census Tract	10506

Owner

206 Ann St is owned and occupied by an individual who bought it in June 2017.

Source: Etowah County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	206 ANN ST, GADSDEN, AL 35905-1046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage ACOPIA LLC
Jun 2, 2017	Special Warranty Deed, Transfer · Stand-Alone First Mortgage RENASANT BANK
Apr 17, 2017	Warranty Deed, Foreclosure
Feb 21, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	Apr 17, 2017 · Amount on File
Deed Document Number	20173451571
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	206 ANN ST, GLENCOE, AL 35905-1046
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003458867
Date	Nov 3, 2017
Instrument	3458867

Lender

Name	ACOPIA LLC
Type	Non-Lending Institution
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jun 2, 2017
Property Address	206 ANN ST, GLENCOE, AL 35905-1046
Document Number	0003451571
Instrument Date	Jun 1, 2017
Instrument	3451571
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6417 RIVER HILLS CIR, SOUTHSIDE, AL 35907-5825

Mortgage

Document Number	0003451572
Date	Jun 2, 2017
Instrument	3451572

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Apr 17, 2017
Property Address	206 ANN ST, GLENCOE, AL 35905-1046
Document Number	0003449297
Instrument Date	Apr 4, 2017
Instrument	3449297
Transaction Type	Foreclosure
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 CORPORATE DR STE 360, 1, LAKE ZURICH, IL 60047-8945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

February 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	ETOWAH AL
Recording Date	Feb 21, 2017
Property Address	206 ANN ST, GLENCOE, AL 35905-1046
Document Number	0003446909
Instrument Date	Feb 15, 2017
Instrument	3446909
Transaction Type	Foreclosure
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 ANN ST, 206, GLENCOE, AL 35905-1046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CORP DR 360, 360, LAKE ZURICH, IL 60047-8945

Tax Assessment & Valuation

The 2026 property tax bill for 206 Ann St was $535, down 2% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Glencoe City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$535.00 (-20.03%)
2025	$669.00	$16,340 Land $560 Building $15,780	$163,300 Land $5,600 Building $157,700
2023	$1,391.00 (+13.55%)	$16,970 (+13.51%) Land $560 Building $16,410	$169,700 (+13.51%) Land $5,600 Building $164,100
2022	$1,225.00	$14,950 Land $560 Building $14,390	$149,500 Land $5,600 Building $143,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 Ann St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Ann St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENCOE WATER WORKS BOARD serves 6,465 people · EPA ID AL0000578
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	CITY OF GADSDEN, THE WWSB OF THE
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sparklight, T-Mobile.

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