206 3rd Ave, Defiance, IA 51527 Property Records

Shelby County property record for 206 3rd Ave, Defiance, IA 51527

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,780 sqft · built 1980
Lot Size	2.07 acres (90,169 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Feb 2005)
Tax Bill	$3,054 (2026)
Deeds & Mortgages	Mar 2005 Mortgage Feb 2005 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`832200003000`

Property Details

APN / Parcel Number

Primary APN	`832200003000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
Basement Area	1,780 sqft
Finished Basement	1,325 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,169 sqft (2.07 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	206 3RD AVE
City	DEFIANCE
State	IA
Zip	51527-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN ALL BLK 3
Legal Subdivision	ORIGINAL TOWN OF DEFIANCE
Legal Block	3
Jurisdiction	SHELBY IA
Township / Civil Division	UNION
Census Block Group	3
Census Block	3073
Census Tract	960100

Owner

206 3rd Ave is owned and occupied by an individual who bought it in February 2005.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 217, DEFIANCE, IA 51527-0217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage DEFIANCE STATE BANK
Feb 4, 2005	Legal Action/Court Order, Foreclosure · Line of Credit DEFIANCE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2005 · Amount on File
Deed Sale	Feb 4, 2005 · Amount on File
Deed Document Number	2005382-2005
Record Updated	Oct 29, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	206 3RD AVE, DEFIANCE, IA 51527-3034
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007912005
Date	Mar 21, 2005
Instrument	0791-2005

Lender

Name	DEFIANCE STATE BANK
Address	DEFIANCE, IA 51527

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2035

February 2005: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	SHELBY IA
Recording Date	Feb 4, 2005
Property Address	206 3RD AVE, DEFIANCE, IA 51527-3034
Document Number	0003822005
Instrument Date	Feb 4, 2005
Instrument	0382-2005
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 3RD, DEFIANCE, IA 51527

Mortgage

Document Number	0003832005
Date	Feb 4, 2005
Instrument	0383-2005

Lender

Name	DEFIANCE STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	1 Months
Due	Mar 20, 2005

Tax Assessment & Valuation

The 2026 property tax bill for 206 3rd Ave was $3,054 with a homeowner's exemption, down 4.4% from the year before.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Defiance City
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,054.00 (-4.44%)	$228,783 (-) Land $22,140 Building $206,643	$228,783 (-) Land $22,140 Building $206,643
2025	$3,196.00 Homeowner's exemption	$228,783 Land $22,140 Building $206,643	$228,783 Land $22,140 Building $206,643
2024	$3,196.00
2023		$218,620 (+19.66%) Land $22,140 Building $196,480	$218,620 Land $22,140 Building $196,480
2022	$2,958.00 Homeowner's exemption	$182,701 Land $22,140 Building $160,561
2021			$182,701 Land $22,140 Building $160,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE WATER DEPARTMENT serves 250 people · EPA ID IA8315018
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

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