20598 Conifer Ave, Bend, OR 97702 Property Records

Deschutes County property record for 20598 Conifer Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$544,000 (Jan 2022)
Tax Bill	$3,667 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181209-CA-00100`

Property Details

APN / Parcel Number

Primary APN	`181209-CA-00100`
Alternative APNs	`R1001181209CA00100` `205283`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	1,918 sqft
1st Floor Area	1,478 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,534 sqft (0.15 acres)
Garage Area	440 sqft
Deck Area	115 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	205283
Street Address	20598 CONIFER AVE
City	BEND
State	OR
Zip	97702-2778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CONIFER ESTATES LOT 20
Legal Range	12
Legal Township	18
Legal Section	09
Legal Subdivision	CONIFER ESTATES
Legal Lot Number	20
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1024
Census Tract	2002

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20598 CONIFER AVE, BEND, OR 97702-2778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 3, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	May 3, 2019 · Amount on Record
Deed Document Number	2022344
Prior Transfer Date	Dec 22, 2021
Prior Transfer Doc	0000000344
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 4, 2022
Property Address	20598 CONIFER AVE, BEND, OR 97702-2778
Document Number	0000000344
Instrument Date	Dec 22, 2021
Instrument	2022-00344
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20598 CONIFER AVE, BEND, OR 97702-2778

Mortgage

Document Number	0000000345
Date	Jan 4, 2022
Instrument	2022-00345

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 3, 2019
Property Address	20598 CONIFER AVE, BEND, OR 97702-2778
Document Number	0000014154
Instrument Date	May 1, 2019
Instrument	14154
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20598 CONIFER AVE BEND OR 977022778, BEND, OR 97702-2778

Mortgage

Document Number	14155
Date	May 3, 2019
Instrument	14155

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,667.00 (+3.94%)	$217,030 (+3%)	$500,310 (+1.83%) Land $192,140 Building $308,170
2024	$3,528.00 (+7.89%)	$210,710 (+3%)	$491,330 (-3.11%) Land $192,140 Building $299,190
2023	$3,270.00	$204,580	$507,080 Land $192,140 Building $314,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

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