20595 Middlebury St, Ashburn, VA 20147 Property Records

Loudoun County property record for 20595 Middlebury St, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,804 sqft · built 2002
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (May 2010)
Tax Bill	$7,432 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-46-1488-000`

Property Details

APN / Parcel Number

Primary APN	`116-46-1488-000`
Alternative APN	`61 C 1 148`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,804 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Stoop
Porch Area	60 sqft
Patio Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20595 MIDDLEBURY ST
City	ASHBURN
State	VA
Zip	20147-3696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH3
Legal Description	BELMONT GREENE PH.3 LOT 148 201005180028499 PC F-197-9
Legal Subdivision	BELMONT GREENE PH.3
Legal Phase	3
Legal Block	1
Legal Lot Number	148
Jurisdiction	LOUDOUN VA
Township / Civil Division	ASHBURN
Census Block Group	1
Census Block	1049
Census Tract	611004

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20595 MIDDLEBURY ST, ASHBURN, VA 20147-3696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2010 · Amount on Record
Deed Sale	May 18, 2010 · Amount on Record
Prior Sale	Jun 3, 2002 · Amount on Record
Deed Document Number	201028499
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20595 MIDDLEBURY ST, ASHBURN, VA 20147-3696
Document Number	20201104106166
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20595 MIDDLEBURY ST ASHBURN VA 201473696, ASHBURN, VA 20147-3696

Mortgage

Document Number	20201104106166
Date	Nov 4, 2020
Instrument	106166

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,432.00 (+0.99%)	$923,250 (+0.98%) Land $269,600 Building $653,650	$923,250 (+0.98%) Land $269,600 Building $653,650
2025	$7,359.00 (+3.11%)	$914,260 (+12.08%) Land $269,600 Building $644,660	$914,260 (+12.08%) Land $269,600 Building $644,660
2023	$7,137.00	$815,690 Land $269,600 Building $546,090	$815,690 Land $269,600 Building $546,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000