20590 Quarterpath Trace Cir, Sterling, VA 20165 Property Records

Loudoun County property record for 20590 Quarterpath Trace Cir, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,054 sqft · built 1998
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$618,000 (Mar 2009)
Tax Bill$7,916 (2026)
Deeds & MortgagesFeb 2021 Refinance
Feb 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN011-30-2474-000

Property Details

APN / Parcel Number

Primary APN011-30-2474-000
Alternative APN
  • 81 W 1 114

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area4,054 sqft Living Area
1st Floor Area1,054 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area440 sqft
Deck AreaDeck Area
Patio Area572 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20590 QUARTERPATH TRACE CIR
CitySTERLING
StateVA
Zip20165-7517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionPOTOMAC LAKES SEC.13-F LOT 114-A 200903230017015
Legal SubdivisionPOTOMAC LAKE
Legal Block1
Legal Lot Number114-A
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1004
Census Tract611202

Owner

20590 Quarterpath Trace Cir is owned and occupied by two individuals who bought it in March 2009.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address20590 QUARTERPATH TRACE CIR, STERLING, VA 20165-7517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GEORGE MASON MORTGAGE LLC
Feb 27, 2025Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2009 · Amount on File
Deed SaleMar 23, 2009 · Amount on File
Prior SaleJan 8, 2003 · Amount on File
Deed Document Number200917015
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20590 QUARTERPATH TRACE CIR, STERLING, VA 20165-7517
Transaction TypeMortgage
Record UpdatedMay 7, 2026
Title CompanySTRATFORD TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013224
DateFeb 2, 2021
Instrument202102020013224
Lender
NameGEORGE MASON MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20590 QUARTERPATH TRACE CIR, STERLING, VA 20165-7517
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20590 QUARTERPATH TRACE CIR, STERLING, VA 20165-7517

Mortgage

Document Number0000008412
DateFeb 27, 2025
Instrument20250227-0008412
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 20590 Quarterpath Trace Cir was $7,916.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,916.00$983,420 Land $279,400 Building $704,020$983,420 Land $279,400 Building $704,020
2023$6,500.00$742,970 Land $239,400 Building $503,570$742,970 Land $239,400 Building $503,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20590 Quarterpath Trace Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20590 Quarterpath Trace Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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