2059 Mirror Lake Pl, Chula Vista, CA 91913 Property Records

San Diego County property record for 2059 Mirror Lake Pl, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,605 sqft · built 2002
Lot Size0.86 acres (3,744 sqft)
OwnerCompany Name on File
Tax Bill$9,855 (2025)
Deeds & MortgagesDec 2021 Transfer
May 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN643-352-03-00

Property Details

APN / Parcel Number

Primary APN643-352-03-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,605 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area3,744 sqft (0.86 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2059 MIRROR LAKE PL
CityCHULA VISTA
StateCA
Zip91913-1623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC10SF4
Legal DescriptionLOT 3 TR 014025
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014025
Legal Block3
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract13323

Owner

2059 Mirror Lake Pl is owned by a company that acquired it in May 2021.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address2041 CLEARWATER PL, CHULA VISTA, CA 91913-2463
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Intrafamily Transfer, Transfer
May 18, 2021Intrafamily Transfer, Transfer · VA Mortgage
THE FEDERAL SAVINGS BANK
Feb 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 8, 2017Affidavit of Death, Transfer
TICOR TITLE SAN DIEGO BR
Dec 6, 2017Quit Claim Deed, Transfer
TICOR TITLE SAN DIEGO BR
Dec 6, 2017Grant Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2021
Deed SaleMay 18, 2021
Prior SaleDec 6, 2017 · Amount on File
Deed Document Number2021376614
Prior Transfer DateSep 28, 2020
Prior Transfer Doc0000376614
Record UpdatedOct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 15, 2021
Property Address2059 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Document Number0000847280
Map ReferenceMAP 14025
Instrument DateNov 29, 2021
Instrument2021-0847280
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2041 CLEARWATER PL, CHULA VISTA, CA 91913-2463

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 18, 2021
Property Address2059 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Document Number0000376614
Map ReferenceMAP 14025
Instrument DateSep 28, 2020
Instrument2021-0376614
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyAMROCK INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2041 CLEARWATER PL, CHULA VISTA, CA 91913-2463

Mortgage

Document Number0000376615
DateMay 18, 2021
Instrument2021-0376615
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount on Record
Term353 Months
DueOct 1, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 28, 2020
Property Address2059 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Document Number0000104014
Instrument DateFeb 19, 2020
Instrument104014
Transaction TypeTransfer
Record UpdatedMar 9, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2041 CLEARWATER PL CHULA VISTA CA 919132463, CHULA VISTA, CA 91913-2463

December 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateDec 8, 2017
Property Address2059 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Document Number0000572506
Instrument DateDec 6, 2017
Instrument572506
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5277 TIMBER BRANCH WAY SAN DIEGO CA 921302885, SAN DIEGO, CA 92130-2885

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 6, 2017
Property Address2059 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Document Number0000567414
Instrument DateDec 1, 2017
Instrument567414
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2059 MIRROR LAKE PL CHULA VISTA CA 919131623, CHULA VISTA, CA 91913-1623

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 6, 2017
Property Address2059 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Document Number0000567415
Instrument DateNov 14, 2017
Instrument567415
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$605.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2059 MIRROR LAKE PL CHULA VISTA CA 919131623, CHULA VISTA, CA 91913-1623

Mortgage

Document Number567416
DateDec 6, 2017
Instrument567416
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2059 Mirror Lake Pl was $9,855.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$638,313 (+2%) Land $239,237 Building $399,076
2025$9,855.00$625,798 Land $234,547 Building $391,251
2023$9,402.00 (+2.99%)$601,500 Land $225,441 Building $376,059
2022$9,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2059 Mirror Lake Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2059 Mirror Lake Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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