2059 Iorio St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2059 Iorio St, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Vacant Land
Lot Size	0.08 acres (3,484 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Nov 2025)
Tax Bill	$3,139 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-26-31-5325-0001-0740`

Property Details

APN / Parcel Number

Primary APN	`03-26-31-5325-0001-0740`
Alternative APN	`263103532500010740`

Exterior

Lot Area	3,484 sqft (0.08 acres)

Location & Zoning

Street Address	2059 IORIO ST
City	SAINT CLOUD
State	FL
Zip	34771-8119
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	TRINITY PLACE PH 1 PB 33 PGS 175-181 LOT 74
Legal Lot Number	74
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43700

Owner

Source: Osceola County records · APN 03-26-31-5325-0001-0740

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2059 LORIO ST
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Apr 26, 2024 · Amount on Record
Deed Document Number	2025140560
Deed Book / Page	6880 / 495
Record Updated	Jun 08, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2025
Property Address	2059 IORIO ST, SAINT CLOUD, FL 34771-8119
Document Number	0068800495
Book / Page	6880 / 495
Map Reference	MB 33 PG 175-181
Instrument Date	Nov 12, 2025
Instrument	2025140560
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2059 LORIO STREET ST, SAINT CLOUD, FL 34771

Mortgage

Document Number	0006880497
Date	Nov 13, 2025
Instrument	6880/497

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,139.00 (+16.13%)	$70,000 Land $70,000	$70,000 Land $70,000
2024	$2,703.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force 70 of 79 on primary residences
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.