2059 E Main St, Cortez, CO 81321 Property Records

Montezuma County property record for 2059 E Main St, Cortez, CO 81321

Property Summary

Property TypeCommercial
Details3,920 sqft · built 1998
Lot Size0.58 acres (25,265 sqft)
OwnerCompany Name on Record
Last Sale$102,000 (Oct 1998)
Tax Bill$6,779 (2025)
Deeds & MortgagesAug 2023 Mortgage
May 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNR008890

Property Details

APN / Parcel Number

Primary APNR008890
Alternative APN
  • 561125401006

Interior

Stories1 Story
Building Area3,920 sqft Total Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Roof TypeFlat
Lot Area25,265 sqft (0.58 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account NumberR008890
Street Address2059 E MAIN ST
CityCORTEZ
StateCO
Zip81321-3041
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC
Legal DescriptionSUBDIVISION: VEACH LOT: 1 - 5 BLOCK: 7 : TRS C & D; PT PCL 2 CORTEZ VILL SHOPPING CTR R/470946 R/474881 R/474866
Legal SubdivisionVEACH
Legal TractC&D
Legal Block7
Legal Lot Number1-5
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group1
Census Block1005
Census Tract969400

Owner

Source: Montezuma County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5856 CORPORATE AVE, 200, CYPRESS, CA 90630-4754
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · Commercial Mortgage
LAKE FOREST BANK & TRUST CO NA
May 3, 2022Special Warranty Deed, Transfer · Line of Credit
R & D PROPERTY INVESTMENTS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 1998 · Amount on Record
Deed SaleOct 12, 1998 · Amount on Record
Deed Document Number1998474881
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address2059 E MAIN ST, CORTEZ, CO 81321-3041
Transaction TypeMortgage
Record UpdatedAug 29, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000652245
DateAug 17, 2023
Instrument652245
Lender
NameLAKE FOREST BANK & TRUST CO NA
TypeBank
AddressLAKE FOREST, IL 60045
Agreement
TypeCommercial Mortgage
Term40 Months
DueDec 1, 2026

May 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTEZUMA CO
Recording DateMay 3, 2022
Property Address2059 E MAIN ST, CORTEZ, CO 81321-3041
Document Number0000644912
Map ReferenceMB 8 PG 6
Instrument DateApr 15, 2022
Instrument644912
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1121 CATTLE RUN RD, HOLBROOK, AZ 86025-3308

Transferred To (Grantee/Buyer)

NameVerified Name
Address5856 CORPORATE AVE STE 200, 200, CYPRESS, CA 90630-4754

Mortgage

Document Number0000644913
DateMay 3, 2022
Instrument644913
Lender
NameR & D PROPERTY INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,779.00 (+16.2%)$120,598 (+21.43%) Land $54,952 Building $65,646$415,853 (+21.43%) Land $189,488 Building $226,365
2024$5,834.00 (+9.89%)$99,315 (-8.05%) Land $46,159 Building $53,156$342,465 (-8.05%) Land $159,170 Building $183,295
2023$5,309.00 (+19.63%)$108,015 (+34.77%) Land $46,159 Building $61,856$372,465 (+34.77%) Land $159,170 Building $213,295
2022$4,438.00$80,149 Land $28,575 Building $51,574$276,375 Land $98,534 Building $177,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CORTEZ
serves 8,770 people · EPA ID CO0142200
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Nimbus Solutions
Fixed Wireless
100 / 20
Visionary Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Choice Broadband, Farmers Telecommunications, FastTrack Communications.

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