20588 Sierra Dr, Bend, OR 97701 Property Records

Deschutes County property record for 20588 Sierra Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,059 sqft · built 2001
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$671,000 (Jun 2023)
Tax Bill	$5,171 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171221-BA-00300`

Property Details

APN / Parcel Number

Primary APN	`171221-BA-00300`
Alternative APNs	`R1001171221BA00300` `204023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,059 sqft Living Area
Gross Area	2,602 sqft
1st Floor Area	1,034 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	543 sqft
Deck Area	317 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	204023
Street Address	20588 SIERRA DR
City	BEND
State	OR
Zip	97701-8239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	YARDLEY ESTATES PHASE 1 LOT 4
Legal Range	12
Legal Township	17
Legal Section	21
Legal Subdivision	YARDLEY ESTATES PHASE 1
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2005
Census Tract	1101

Owner

20588 Sierra Dr is owned and occupied by an individual who bought it in June 2023.

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20588 SIERRA DR, BEND, OR 97701-8239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Jul 21, 2014 · Amount on File
Deed Document Number	202314767
Record Updated	Oct 29, 2026

June 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 21, 2023
Property Address	20588 SIERRA DR, BEND, OR 97701-8239
Document Number	0000014767
Map Reference	CAB E PG 690
Instrument Date	Jun 16, 2023
Instrument	2023-14767
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1226 W GYPRESS AVE, REDLANDS, CA 92373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20588 SIERRA DR, BEND, OR 97701-8239

Mortgage

Document Number	0000014768
Date	Jun 21, 2023
Instrument	2023-14768

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	6-Month LIBOR
Margin	3
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 20588 Sierra Dr was $5,171, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,171.00 (+3.94%)	$306,100 (+3%)	$669,370 (+1.03%) Land $219,500 Building $449,870
2024	$4,975.00 (+7.87%)	$297,190 (+3%)	$662,520 (-0.12%) Land $219,500 Building $443,020
2023	$4,612.00 (+3.97%)	$288,540 (+6.08%)	$663,320 (+39.37%) Land $214,500 Building $448,820
2022	$4,436.00	$271,990	$475,940 Land $143,000 Building $332,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20588 Sierra Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20588 Sierra Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20