20588 Gladiola Dr, Park Rapids, MN 56470 Property Records

Hubbard County property record for 20588 Gladiola Dr, Park Rapids, MN 56470

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 991 sqft · built 1997
Lot Size1.27 acres (55,321 sqft)
Owner2 Individual Names on File
Last Sale$58,293 (Aug 2026)
Tax Bill$2,488 (2026)
Deeds & MortgagesAug 2026 Sale
Sep 2020 Refinance
+ 1 more
APN16.61.00600

Property Details

APN / Parcel Number

Primary APN16.61.00600
Alternative APN
  • 55840

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area991 sqft Living Area
1st Floor Area988 sqft
Basement Area908 sqft
Finished Basement908 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area55,321 sqft (1.27 acres)
Lot Width156 ft Width
Garage Area988 sqft
DrivewayDriveway
Driveway Area3,100 sqft
Parking Spaces3 Parking Spaces
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Account Number55840
Street Address20588 GLADIOLA DR
CityPARK RAPIDS
StateMN
Zip56470-5092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.27 AC LKE NORWAY RIDGE LOT 6 BLK 1
Legal SubdivisionNORWAY RIDGE
Legal Block1
Legal Lot Number6
JurisdictionHUBBARD MN
Township / Civil DivisionLAKE EMMA
Census Block Group2
Census Block2030
Census Tract70200

Owner

20588 Gladiola Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Hubbard County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address20588 GLADIOLA DR, PARK RAPIDS, MN 56470-5092
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Warranty Deed, Transfer
COUNTY ABSTRACT, HUBBARD COUNTY ABSTRACT
Sep 29, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BLACKRIDGE BANK
Apr 29, 2019Deed, Transfer · Stand-Alone First Mortgage
BLACKRIDGE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2026 · Amount on File
Deed SaleAug 24, 2026 · Amount on File
Prior SaleApr 29, 2019 · Amount on File
Deed Document Number2026448144
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUBBARD MN
Recording DateAug 24, 2026
Property Address20588 GLADIOLA DR, PARK RAPIDS, MN 56470-5092
Document Number0000448144
Instrument DateAug 14, 2026
Instrument2026448144
Transaction TypeTransfer
Record UpdatedSep 4, 2026
Title CompanyCOUNTY ABSTRACT, HUBBARD COUNTY ABSTRACT

Transaction

AmountAmount on Record
Tax$19,429.37
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20588 GLADIOLA DR, PARK RAPIDS, MN 56470-5092

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address20588 GLADIOLA DR, PARK RAPIDS, MN 56470-5092
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000411800
DateSep 29, 2020
InstrumentA000411800
Lender
NameBLACKRIDGE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2050

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionHUBBARD MN
Recording DateApr 29, 2019
Property Address20588 GLADIOLA DR, PARK RAPIDS, MN 56470-5092
Document NumberA000402497
Instrument DateApr 29, 2019
InstrumentA000402497
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1708 MAPLE DR SE, ALEXANDRIA, MN 56308-9257

Mortgage

Document NumberA000402498
DateApr 29, 2019
InstrumentA000402498
Lender
NameBLACKRIDGE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 20588 Gladiola Dr was $2,488 with a homeowner's exemption.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
County SubdivisionLake Emma Township
Unified School DistrictPark Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,488.00 Homeowner's exemption
2025$2,488.00$410,000 Land $135,100 Building $274,900$410,000 Land $135,100 Building $274,900
2022$2,026.00$297,000 Land $85,000 Building $212,000$297,000 Land $85,000 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20588 Gladiola Dr; there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1999–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20588 Gladiola Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000

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