20588 Ardore Ln, Estero, FL 33928 Property Records

Lee County property record for 20588 Ardore Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,368 sqft · built 2006
Lot Size0.22 acres (9,583 sqft)
Owner2 Company Names on Record
Last Sale$415,000 (Jul 2018)
Tax Bill$9,098 (2025)
Deeds & MortgagesAug 2022 Document
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E3-0400D.0620

Property Details

APN / Parcel Number

Primary APN29-46-26-E3-0400D.0620
Alternative APNs
  • 262946E30400D0620
  • 294626040000D0620
  • 10504567

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,368 sqft Living Area
Gross Area4,719 sqft
1st Floor Area1,248 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,583 sqft (0.22 acres)
View / LotLake
Garage TypeAttached
Garage Area632 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchFlorida Room
Patio Area458 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10504567
Street Address20588 ARDORE LN
CityESTERO
StateFL
Zip33928-6380
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT FOUR DESC IN PB 82 PGS 38-42 BLK D LOT 62
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionBELLA TERRA
Legal TractE3
Legal BlockD
Legal Lot Number62
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5000
Census Tract50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20588 ARDORE LN, ESTERO, FL 33928-6380
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022
Jul 19, 2018Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2018 · Amount on Record
Deed SaleJul 19, 2018 · Amount on Record
Prior SaleAug 28, 2012 · Amount on Record
Deed Document Number2018173839
Last Transfer DateFeb 28, 2025
Transfer Doc0000056799
Record UpdatedSep 20, 2026

August 2022:

JurisdictionLEE FL
Recording DateAug 1, 2022
Property Address20588 ARDORE LN, ESTERO, FL 33928-6380
Document Number0000247562
Map ReferenceMB 82 PG 38-42
Instrument DateJul 26, 2022
Instrument2022000247562
Record UpdatedAug 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20588 ARDORE LN, ESTERO, FL 33928-6380

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJul 19, 2018
Property Address20588 ARDORE LN, ESTERO, FL 33928-6380
Document Number0000173839
Map ReferenceMB82 PG38-42
Instrument DateJul 18, 2018
Instrument2018000173839
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19173 ELSTON WAY, 19173, ESTERO, FL 33928-6490

Transferred To (Grantee/Buyer)

NameVerified Name
Address20588 ARDORE LN, ESTERO, FL 33928-6380

Mortgage

Document Number0000173840
DateJul 19, 2018
Instrument2018000173840
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$501,972 (-15.09%) Land $96,819 Building $405,153$501,972 (-15.09%) Land $96,819 Building $405,153
2025$9,098.00 (+15.46%)$591,163 (+18.33%) Land $105,524 Building $485,639$591,163 (+18.33%) Land $105,524 Building $485,639
2023$7,880.00 (+50.55%)$499,587 (+53.33%) Land $126,753 Building $372,834$499,587 (+19.29%) Land $126,753 Building $372,834
2022$5,234.00 Homeowner's exemption$325,829$418,803 Land $97,500 Building $321,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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