20588 76th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 20588 76th St, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,846 sqft · built 1998
Lot Size	4.3 acres (187,308 sqft)
Owner	Individual Name on File
Last Sale	$47,000 (Nov 2023)
Tax Bill	$522 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2019 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`13-02S-11E-11014-000010`

Property Details

APN / Parcel Number

Primary APN	`13-02S-11E-11014-000010`
Alternative APN	`11014000010`

Interior

Full Baths	1 Bath
Building Area	1,846 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2020
Lot Area	187,308 sqft (4.3 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11014000010
Street Address	20588 76TH ST
City	LIVE OAK
State	FL
Zip	32060-7707
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 4.30 ACRES LOT 1 REPLAT OF TWIN TIMBERS ORB 2480 P 305-06 WD YR 2024
Legal Range	11E
Legal Township	02S
Legal Section	13
Legal Subdivision	TWIN TIMBERS
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1047
Census Tract	970304

Owner

20588 76th St, a mobile home, is owned and occupied by an individual who bought it in November 2023.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20588 76TH ST, LIVE OAK, FL 32060-7707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · Commercial Mortgage LAFAYETTE STATE BANK
Jun 28, 2019	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL
May 21, 2019	Grant Deed, Transfer ATTORNEY ONLY
Feb 8, 2018	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL
Jan 29, 2018	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL
Dec 21, 2017	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL
Dec 21, 2017	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL
Nov 15, 2017	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL
Nov 15, 2017	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Jun 28, 2019 · Amount on File
Deed Document Number	2023273150
Deed Book / Page	2480 / 305
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 21, 2023
Property Address	20588 76TH ST, LIVE OAK, FL 32060-7707
Document Number	0000273150
Book / Page	2480 / 305
Map Reference	MB 1 PG 547
Instrument Date	Nov 17, 2023
Instrument	2023273150
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 S KELLER RD1310, ORLANDO, FL 32810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	216 SPRUCE ST NW, LIVE OAK, FL 32064-1749

Mortgage

Document Number	0000000307
Date	Nov 21, 2023
Instrument	2480/307

Lender

Name	LAFAYETTE STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 28, 2019
Property Address	LIVE OAK, FL 32060
Document Number	0000216317
Book / Page	002126 / 000104
Instrument Date	Jun 17, 2019
Instrument	216317
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ABSTRACT AND TITLE SERVICES INC, ABSTRACT & TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11642 CABOT HILL ST HOUSTON TX 770445592, HOUSTON, TX 77044-5592

Mortgage

Document Number	216318
Date	Jun 28, 2019
Book Page	002126/000105
Instrument	216318

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	LIVE OAK, FL 32060
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 27, 2039

Interest

Rate	8.9%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUWANNEE FL
Recording Date	May 21, 2019
Property Address	LIVE OAK, FL 32060
Document Number	0000215110
Book / Page	002118 / 000325
Instrument Date	Apr 9, 2019
Instrument	215110
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14952 US HIGHWAY 90 LIVE OAK FL 320608651, LIVE OAK, FL 32060-8651

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 8, 2018
Property Address	LIVE OAK, FL 32060
Document Number	0000200274
Book / Page	002031 / 000175
Instrument Date	Jan 8, 2018
Instrument	200274
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3006 10TH ST SW LEHIGH ACRES FL 339763006, LEHIGH ACRES, FL 33976-3006

Mortgage

Document Number	200275
Date	Feb 8, 2018
Book Page	002031/000176
Instrument	200275

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	LIVE OAK, FL 32060
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	264 Months
Due	Feb 7, 2040

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jan 29, 2018
Property Address	LIVE OAK, FL 32060
Document Number	0000199920
Book / Page	002029 / 000175
Instrument Date	Nov 10, 2017
Instrument	199920
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ABSTRACT AND TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	RR 1 BOX 13832 TOA ALTA PR 009539764, TOA ALTA, PR 00953-9764

Mortgage

Document Number	199921
Date	Jan 29, 2018
Book Page	002029/000176
Instrument	199921

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	LIVE OAK, FL 32060
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Jan 28, 2043

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 21, 2017
Property Address	LIVE OAK, FL 32060
Document Number	0000198855
Book / Page	002022 / 000447
Instrument Date	Oct 24, 2017
Instrument	198855
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12427 BLACKSMITH DR #101 ORLANDO FL 328373403, 101, ORLANDO, FL 32837-3403

Mortgage

Document Number	198856
Date	Dec 21, 2017
Book Page	002022/000448
Instrument	198856

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	LIVE OAK, FL 32060
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	276 Months
Due	Dec 20, 2040

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 21, 2017
Property Address	LIVE OAK, FL 32060
Document Number	0000198849
Book / Page	002022 / 000424
Instrument Date	Oct 24, 2017
Instrument	198849
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2247 MALLARD CREEK CIR KISSIMMEE FL 347433537, KISSIMMEE, FL 34743-3537

Mortgage

Document Number	198850
Date	Dec 21, 2017
Book Page	002022/000425
Instrument	198850

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	LIVE OAK, FL 32060
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	276 Months
Due	Dec 20, 2040

Interest

Rate	6.9%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 15, 2017
Property Address	LIVE OAK, FL 32060
Document Number	0000197816
Book / Page	002016 / 000216
Instrument Date	Oct 15, 2017
Instrument	197816
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3935 DUCK CT ORLANDO FL 328227712, ORLANDO, FL 32822-7712

Mortgage

Document Number	197817
Date	Nov 15, 2017
Book Page	002016/000217
Instrument	197817

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	LIVE OAK, FL 32060
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Nov 14, 2042

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 15, 2017
Property Address	LIVE OAK, FL 32060
Document Number	0000197811
Book / Page	002016 / 000194
Instrument Date	Oct 7, 2017
Instrument	197811
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 LAUREL CIR BARTOW FL 338306943, BARTOW, FL 33830-6943

Mortgage

Document Number	197812
Date	Nov 15, 2017
Book Page	002016/000195
Instrument	197812

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	LIVE OAK, FL 32060
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Nov 14, 2042

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,355 Land $41,280 Building $114,075	$155,355 Land $41,280 Building $114,075
2024	$522.00 (+19.72%)
2023	$436.00 (+4.56%)	$27,950 (-) Land $27,950	$27,950 (-) Land $27,950
2022	$417.00	$27,950	$27,950 Land $27,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20588 76th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20588 76th St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20