1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Cornelius
  5. Harbor View Dr

20582 Harbor View Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20582 Harbor View Dr, Cornelius, NC 28031

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,848 sqft · built 2006
Lot Size0.05 acres (2,218 sqft)
OwnerIndividual Name on File
Last Sale$284,000 (Oct 2019)
Tax Bill$3,117 (2023)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-474-25

Property Details

APN / Parcel Number

Primary APN001-474-25

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,848 sqft Heated Area
Gross Area1,932 sqft
1st Floor Area924 sqft
Upper Floors Area924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area2,218 sqft (0.05 acres)
Garage Area440 sqft
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-474-25
Street Address20582 HARBOR VIEW DR
CityCORNELIUS
StateNC
Zip28031-7133
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeVC
Legal DescriptionL87 BLDG 26 M45-545
Legal SubdivisionLAKE NORMAN COVE/JETTON MAP 02
Legal Block26
Legal Lot Number87
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1002
Census Tract6219

Owner

20582 Harbor View Dr, a townhouse, is owned and occupied by an individual who bought it in October 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address20582 HARBOR VIEW DR, CORNELIUS, NC 28031-7133
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2019 · Amount on File
Deed SaleOct 8, 2019 · Amount on File
Prior SaleDec 5, 2016 · Amount on File
Deed Document Number0033924251
Deed Book / Page33924 / 251
Record UpdatedJun 7, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 8, 2019
Property Address20582 HARBOR VIEW DR, CORNELIUS, NC 28031-7133
Document Number0000134782
Book / Page33924 / 251
Map ReferenceMB 45 PG 67
Instrument DateOct 7, 2019
Instrument2019134782
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyBARRISTERS TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$568.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13330 FREMINGTON RD, 13330, HUNTERSVILLE, NC 28078-5735

Transferred To (Grantee/Buyer)

NameVerified Name
Address20582 HARBOR VIEW DR, CORNELIUS, NC 28031-7133

Mortgage

Document Number0000134783
DateOct 8, 2019
Book Page33924/254
Instrument2019134783
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Index5-Year CMT
Margin2

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 20582 Harbor View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20582 Harbor View Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber · Cable in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Spectrum, Verizon.

Nearby Properties on Harbor View Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures