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20581 Garden Dr, Estero, FL 33928 Property Records

Lee County property record for 20581 Garden Dr, Estero, FL 33928

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 987 sqft · built 1972
Lot Size0.078 acres (3,398 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Apr 2021)
Tax Bill$1,483 (2025)
Deeds & MortgagesApr 2021 Sale
Flood ZoneZone X (moderate risk)
APN29-46-25-E3-22000.F430

Property Details

APN / Parcel Number

Primary APN29-46-25-E3-22000.F430
Alternative APNs
  • 252946E322000F430
  • 2946252200000F430
  • 10436943

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area987 sqft Living Area
Gross Area1,693 sqft
1st Floor Area672 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1986
Architectural StyleMobile Home
Exterior MaterialOther
Roof TypeGable
Roof MaterialOther
Lot Area3,398 sqft (0.078 acres)
Garage TypeCarport
Garage Area321 sqft
CarportCarport
Carport Area321 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area396 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10436943
Street Address20581 GARDEN DR
CityESTERO
StateFL
Zip33928-2674
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMH-2
Legal DescriptionMARINERS COVE UNREC OR 2787 PG 2776 UNREC PB 4 PG 1 LOT F43
Legal Range25E
Legal Township46S
Legal Section29
Legal SubdivisionRIVER GARDEN AND TAHITI MOBILE HOME
Legal TractE3
Legal Block2
Legal Lot NumberF43
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2000
Census Tract50104

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3574 SANDAL LN, CINCINNATI, OH 45248-2834
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2021 · Amount on Record
Deed SaleApr 22, 2021 · Amount on Record
Prior SaleDec 14, 2009 · Amount on Record
Deed Document Number2021130294
Prior Transfer DateMay 2, 2008
Prior Transfer Doc0000121429
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 22, 2021
Property Address20581 GARDEN DR, ESTERO, FL 33928-2674
Document Number0000130294
Map ReferenceMB 4 PG 1
Instrument DateApr 20, 2021
Instrument2021000130294
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyHEIGHTS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3841 E HICKORY ST, 3841, DECATUR, IL 62526-5605

Transferred To (Grantee/Buyer)

NameVerified Name
Address3574 SANDAL LN, CINCINNATI, OH 45248-2834

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,632 (-2.39%) Land $60,175 Building $48,457$108,632 (-5.02%) Land $60,175 Building $48,457
2025$1,483.00 (+11.17%)$111,289 (+8.25%)$114,370 (+11.25%) Land $79,781 Building $34,589
2023$1,334.00 (+10.61%)$102,803 (+13.99%) Land $47,952 Building $54,851$102,803 (+13.99%) Land $47,952 Building $54,851
2022$1,206.00$90,187 Land $41,697 Building $48,490$90,187 Land $41,697 Building $48,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims35 (2005–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Oct 2022 · 16 claims
  • Hurricane Ian, Sep 2022 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications.

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