20578 SE Cameron Ave, Bend, OR 97702 Property Records

Deschutes County property record for 20578 SE Cameron Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	1,850 sqft · built 2019
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$364,995 (Oct 2019)
Tax Bill	$3,913 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181209 BA 00103`

Property Details

APN / Parcel Number

Primary APN	`181209 BA 00103`
Alternative APN	`276531`

Interior

Stories	2 Stories
Building Area	1,850 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Mixed
Garage Area	383 sqft

Location & Zoning

Account Number	276531
Street Address	20578 SE CAMERON AVE
City	BEND
State	OR
Zip	97702-3768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:60 SUBD:STONE CREEK PHASE 2 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-BA
Legal Range	12
Legal Township	18
Legal Section	09
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	STONE CREEK PHASE 2
Legal Lot Number	60
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1003
Census Tract	2002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1691 HIGHLAND DR, LAKE OSWEGO, OR 97034-5821
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 30, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	2019-42113
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20578 SE CAMERON AVE, BEND, OR 97702-3768
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048379
Date	Aug 19, 2021
Instrument	2021-48379

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 30, 2019
Property Address	20578 SE CAMERON AVE, BEND, OR 97702-3768
Document Number	0000042113
Instrument Date	Oct 21, 2019
Instrument	2019-42113
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1691 HIGHLAND DR, LAKE OSWEGO, OR 97034-5821

Mortgage

Document Number	0000042115
Date	Oct 30, 2019
Instrument	2019-42115

Lender

Name	THE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,913.00 (+3.93%)	$231,630 (+3%)	$574,550 (+6.79%) Land $186,230 Building $388,320
2024	$3,765.00 (+7.88%)	$224,890 (+3%)	$538,010 (-3.76%) Land $186,230 Building $351,780
2023	$3,490.00	$218,340	$559,050 Land $186,230 Building $372,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fatbeam, Webformix.

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