Arapahoe County property record for 20576 E Lake Dr, Centennial, CO 80016
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 4.5 ba · 2,426 sqft · built 2004 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Dec 2020) |
| Tax Bill | $4,242 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2073-23-2-25-061 |
| Primary APN | 2073-23-2-25-061 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 3,007 sqft |
| 1st Floor Area | 858 sqft |
| 2nd Floor Area | 804 sqft |
| Basement Area | 848 sqft |
| Finished Basement | 764 sqft |
| Unfinished Basement | 84 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 57 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 034154710 |
|---|---|
| Street Address | 20576 E LAKE DR |
| City | AURORA |
| State | CO |
| Zip | 80016-3886 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | AMU |
| Legal Description | SUBDIVISIONCD 026152 SUBDIVISIONNAME GREENFIELD 7TH FLG BLOCK 001 LOT 061 LOT 61 BLK 1 GREENFIELD 7TH FLG EX M/RS |
| Legal Range | 66W |
| Legal Township | 5S |
| Legal Section | 23 |
| Legal Quarter | 2 |
| Legal Subdivision | GREENFIELD 7TH FLG |
| Legal Block | 001,1 |
| Legal Lot Number | 61 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTH AURORA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 85200 |
Source: Arapahoe County records · APN 2073-23-2-25-061
Assessment roll updated June 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20576 E LAKE DR, AURORA, CO 80016-3886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit BELLCO CU |
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit BELLCO CU |
| Sep 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Prior Sale | Aug 04, 2017 · Amount on Record |
| Deed Document Number | 2020179825 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 20576 E LAKE DR, CENTENNIAL, CO 80016-3886 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00E2095406 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | E2095406 |
| Name | BELLCO CU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD, CO 80111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Apr 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 20576 E LAKE DR, CENTENNIAL, CO 80016-3886 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00E2074438 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | E2074438 |
| Name | BELLCO CU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD, CO 80111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 20576 E LAKE DR, CENTENNIAL, CO 80016-3886 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ASCENDANT TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 00E0114239 |
|---|---|
| Date | Sep 01, 2020 |
| Instrument | E0114239 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Dec 22, 2020 |
| Property Address | 20576 E LAKE DR, CENTENNIAL, CO 80016-3886 |
| Document Number | 00E0179825 |
| Instrument Date | Dec 18, 2020 |
| Instrument | E0179825 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20576 E LAKE DR, CENTENNIAL, CO 80016-3886 |
| Document Number | 00E0179826 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | E0179826 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Arapahoe County records · Assessment roll updated June 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Centennial City |
| Unified School District | Cherry Creek School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,106 (-2.08%) | $524,600 (-) Land $140,000 Building $384,600 | |
| 2025 | $4,242.00 (-3.39%) | $32,788 (-4.34%) | $524,600 (-7.41%) Land $140,000 Building $384,600 |
| 2024 | $4,391.00 (+23.9%) | ||
| 2023 | $34,277 | $566,600 Land $120,000 Building $446,600 | |
| 2021 | $3,544.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber Fiber | 1,000 / 1,000 |
| Windfield Enterprises Fixed Wireless | 1,000 / 220 |
| BAM Broadband OpCo Fixed Wireless · not low latency | 1,000 / 100 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| Aerux Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 446 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST CHERRY CREEK VALLEY WSD serves 66,130 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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