Okeechobee County property record for 20574 NW 286th St, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,545 sqft · built 2007 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Mar 2020) |
| Tax Bill | $1,654 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Apr 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 1-21-34-33-0A00-00007-L000 |
| Primary APN | 1-21-34-33-0A00-00007-L000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,545 sqft Heated Area |
| Gross Area | 2,072 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 20574 NW 286TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-4907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT L OF TRACT 7 WEST 1/2 OF THE WEST 1/2 OF THE NORTH 1/2 OF THE SOUTH 1/2 OF TRACT 7, SECTION 21 AS TO THE SOUTHERN COLONIZ |
| Legal Range | 33E |
| Legal Township | 34S |
| Legal Section | 21 |
| Legal Subdivision | VIKING PRAIRE SEC 21 07 |
| Legal Tract | 7 |
| Legal Lot Number | L |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2131 |
| Census Tract | 910102 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20574 NW 286TH ST, OKEECHOBEE, FL 34972-4907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2020 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Apr 28, 2017 | Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Jan 20, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2020 · Amount on Record |
| Deed Sale | Mar 9, 2020 · Amount on Record |
| Prior Sale | Apr 28, 2017 · Amount on Record |
| Deed Document Number | 0000002614 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Mar 9, 2020 |
| Property Address | 20574 NW 286TH ST, OKEECHOBEE, FL 34972-4907 |
| Document Number | 0000002614 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 2614 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | OKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20574 NW 286TH ST OKEECHOBEE FL 349724907, OKEECHOBEE, FL 34972-4907 |
| Document Number | 2615 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 2615 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Apr 28, 2017 |
| Property Address | 20574 NW 286TH ST, OKEECHOBEE, FL 34972-4907 |
| Document Number | 0007891668 |
| Book / Page | 000789 / 001668 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 4384 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | CLEAR TITLE, CLEAR TITLE & LEGAL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $602.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20574 NW 286TH ST OKEECHOBEE FL 349724907, OKEECHOBEE, FL 34972-4907 |
| Document Number | 7891670 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 000789/001670 |
| Instrument | 4385 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jan 20, 2017 |
| Property Address | 20574 NW 286TH ST, OKEECHOBEE, FL 34972-4907 |
| Document Number | 0007850200 |
| Book / Page | 000785 / 000200 |
| Instrument Date | Dec 15, 2016 |
| Instrument | 561 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.05 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 333 WESTCHESTER AVE #W2100 WHITE PLAINS NY 106042949, W2100, WHITE PLAINS, NY 10604-2949 |
| Investor | Possibly a Property Investor |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,654.00 (-28.34%) Homeowner's exemption | $161,255 (+5.99%) | $250,616 (+0.62%) Land $18,375 Building $232,241 |
| 2023 | $2,308.00 (+7.45%) Homeowner's exemption | $152,146 (+3%) | $249,066 (+29.59%) Land $17,125 Building $231,941 |
| 2022 | $2,148.00 Homeowner's exemption | $147,715 | $192,191 Land $14,000 Building $178,191 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 5 (2004–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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