20570 Cot Rd, Lutz, FL 33558 Property Records

Pasco County property record for 20570 Cot Rd, Lutz, FL 33558

Property Summary

Property Type	Mobile Home
Details	2 ba · 920 sqft · built 1976
Lot Size	0.013 acres (599 sqft)
Owner	2 Trust Names on File
Tax Bill	$394 (2025)
Deeds & Mortgages	Jun 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`35-26-18-0110-00000-1010`

Property Details

APN / Parcel Number

Primary APN	`35-26-18-0110-00000-1010`
Alternative APN	`1092702`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	920 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	920 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1976
Exterior Material	Other
Roof Type	Gable
Roof Material	Metal
Lot Area	599 sqft
Garage Type	Carport
Carport	Carport
Carport Area	546 sqft
Pool House	400 sqft
Porch	Enclosed Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1092702
Street Address	20570 COT RD
City	LUTZ
State	FL
Zip	33558-5141
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	0RMH
Legal Description	LAKE COMO CLUB RESIDENTIAL COOPERATIVE OR 3699 PG 1720 LOT 101 OR 8699 PG 1931 OR 9736 PG 3962 OR 9748 PG 2915
Legal Range	18E
Legal Township	26S
Legal Section	35
Legal Subdivision	LAKE COMO CLUB
Legal Tract	110
Legal Lot Number	101
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2028
Census Tract	31605

Owner

20570 Cot Rd, a mobile home, is owner-occupied and held in a trust since June 2018.

Source: Pasco County records, as of December 19, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	20570 COT RD, LUTZ, FL 33558-5141
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018
Deed Sale	Jun 5, 2018
Deed Document Number	0097363962
Record Updated	Jun 8, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Jun 28, 2018
Property Address	20570 COT RD, LUTZ, FL 33558-5141
Document Number	0097482915
Book / Page	009748 / 002915
Instrument Date	May 30, 2018
Instrument	109483
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20570 COT RD LUTZ FL 33558, LUTZ, FL 33558

Tax Assessment & Valuation

The 2025 property tax bill for 20570 Cot Rd was $394 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$394.00 Homeowner's exemption	$36,020 Land $17,840 Building $18,180	$70,372 Land $17,840 Building $52,532
2023	$346.00 Additional exemption filed	$33,990 Land $17,840 Building $16,150	$57,431 Land $17,840 Building $39,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20570 Cot Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 158 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	187 units insured incl. 29 condo units
Nearby Flood Claims	21 (1997–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20570 Cot Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20