Schenectady County and Rotterdam Town property record for 2057 Ferguson St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,323 sqft · built 1942 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,000 (May 2020) |
| Tax Bill | $4,781 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.13-3-28.2 |
| Primary APN | 422800 59.13-3-28.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 882 sqft |
| Upper Floors Area | 441 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 81 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2057 FERGUSON ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 461,462,PT460 R,G2 HAM 2.-176-13 |
| Legal Block | 3 |
| Legal Lot Number | 28.002 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 32902 |
2057 Ferguson St is owned and occupied by an individual who bought it in May 2020.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2057 FERGUSON ST, SCHENECTADY, NY 12303-4124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| May 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2020 · Amount on File |
| Deed Sale | May 6, 2020 · Amount on File |
| Prior Sale | Oct 9, 2008 · Amount on File |
| Deed Document Number | 202013355 |
| Deed Book / Page | 2034 / 265 |
| Prior Transfer Date | Apr 15, 2020 |
| Prior Transfer Doc | 0000013354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 6, 2020 |
| Property Address | 2057 FERGUSON ST, SCHENECTADY, NY 12303-4124 |
| Document Number | 0000013355 |
| Book / Page | 2034 / 265 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 202013355 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1718 RANDOLPH RD, 1718, SCHENECTADY, NY 12308-2001 |
| Name | Verified Name |
|---|---|
| Address | 3168 CARMAN RD, SCHENECTADY, NY 12303-4543 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013356 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 202013356 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 6, 2020 |
| Property Address | 2057 FERGUSON ST, SCHENECTADY, NY 12303-4124 |
| Document Number | 0000013354 |
| Book / Page | 002034 / 000262 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 13354 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1718 RANDOLPH RD SCHENECTADY NY 123082001, SCHENECTADY, NY 12308-2001 |
The 2026 property tax bill for 2057 Ferguson St was $4,781, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,781.00 (+1.92%) | ||
| 2025 | $4,691.00 | $128,000 Land $10,400 Building $117,600 | $196,900 Land $15,998 Building $180,902 |
| 2023 | $128,000 Land $10,400 Building $117,600 | $168,400 Land $13,682 Building $154,718 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2057 Ferguson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2057 Ferguson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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