20566 Quarterpath Trace Cir, Sterling, VA 20165 Property Records

Loudoun County property record for 20566 Quarterpath Trace Cir, Sterling, VA 20165 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,271 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$634,000 (Oct 2011)
Tax Bill	$7,170 (2023)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-40-4603-000`

Property Details

APN / Parcel Number

Primary APN	`011-40-4603-000`
Alternative APN	`81/W/1/93`

Interior

Full Baths	5 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	3,271 sqft Living Area
Gross Area	5,453 sqft
1st Floor Area	1,223 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	682 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	/81/W/1////93/
Street Address	20566 QUARTERPATH TRACE CIR
City	STERLING
State	VA
Zip	20165-7581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POTOMAC LAKES S.13-F L.93 201110200064843
Legal Subdivision	POTOMAC LAKES
Legal Lot Number	93
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1004
Census Tract	611202

Owner

Source: Loudoun County records · APN 011-40-4603-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20566 QUARTERPATH TRACE CIR, STERLING, VA 20165-7581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FEDERAL CREDIT UNION
Jan 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance UNIFY FINANCIAL FEDERAL CREDIT UNION
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit UNIFY FIN'L FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2011 · Amount on Record
Deed Sale	Oct 20, 2011 · Amount on Record
Prior Sale	Jun 29, 2001 · Amount on Record
Deed Document Number	20111020064843
Record Updated	Jun 07, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20566 QUARTERPATH TRACE CIR, STERLING, VA 20165-7581
Transaction Type	Mortgage
Record Updated	Mar 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006484
Date	Feb 21, 2024
Instrument	202402210006484

Lender

Name	UNIFY FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2054

Interest

Rate Type	Adjustable Rate

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20566 QUARTERPATH TRACE CIR, STERLING, VA 20165-7581
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001528
Date	Jan 12, 2024
Instrument	202401120001528

Lender

Name	UNIFY FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2054

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20566 QUARTERPATH TRACE CIR, STERLING, VA 20165-7581
Document Number	20180928056739
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180928056739
Date	Sep 28, 2018
Instrument	56739

Lender

Name	UNIFY FIN'L FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,170.00	$819,520 Land $240,000 Building $579,520	$819,520 Land $240,000 Building $579,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076112021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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