20566 Cedar Mill Pl, Estero, FL 33928 Property Records

Lee County property record for 20566 Cedar Mill Pl, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · built 2025
Lot Size0.185 acres (8,067 sqft)
Owner2 Individual Names on File
Last Sale$747,900 (Oct 2025)
Tax Bill$3,162 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-27-L4-0800B.1473

Property Details

APN / Parcel Number

Primary APN29-46-27-L4-0800B.1473
Alternative APNs
  • 272946L40800B1473
  • 10629790

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area8,067 sqft (0.185 acres)

Location & Zoning

Account Number10629790
Street Address20566 CEDAR MILL PL
CityESTERO
StateFL
Zip33928-2316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERDANA VILLAGE PHASE 3C AS DESC IN 2024000173126 BLOCK B LOT 1473
Legal SubdivisionVERDANA VILLAGE
Legal BlockB
Legal Lot Number1473
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

20566 Cedar Mill Pl is owned and occupied by two individuals who bought it in October 2025.

Source: Lee County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address20566 CEDAR MILL PL, ESTERO, FL 33928-2316
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2025 · Amount on File
Deed SaleOct 16, 2025 · Amount on File
Prior SaleDec 18, 2024 · Amount on File
Deed Document Number2025277678
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 16, 2025
Property Address20566 CEDAR MILL PL, ESTERO, FL 33928-2316
Document Number0000277678
Map ReferenceDOC 2024000173126
Instrument DateOct 10, 2025
Instrument2025000277678
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 4, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,235.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
Address20566 CEDAR MILL PL, ESTERO, FL 33928-2316

Mortgage

Document Number0000277679
DateOct 16, 2025
Instrument2025000277679
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 20566 Cedar Mill Pl was $3,162.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$564,555 (+477.8%) Land $88,825 Building $475,730$564,555 (+477.8%) Land $88,825 Building $475,730
2025$3,162.00$97,708 Land $97,708$97,708 Land $97,708

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20566 Cedar Mill Pl in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20566 Cedar Mill Pl is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 72% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Cedar Mill Pl

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