20565 E 430 Rd, Jay, OK 74346 Property Records

Delaware County property record for 20565 E 430 Rd, Jay, OK 74346

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,544 sqft · built 1976
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Aug 2024)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22N25E-16-1-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`22N25E-16-1-00000-000-0000`
Alternative APNs	`0002036` `2036`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Deck Area	100 sqft
Shed	1 Shed
Shed Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2036
Street Address	20565 E 430 RD
City	JAY
State	OK
Zip	74346-3085
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	16-22-25 NW NW NE 2552-75
Legal Range	25E
Legal Township	22N
Legal Section	16
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	4
Census Block	4002
Census Tract	376000

Owner

Source: Delaware County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20565 E 430 RD, JAY, OK 74346-3085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jul 11, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Deed Document Number	20247224
Deed Book / Page	2552 / 75
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	20565 E 430 RD, JAY, OK 74346-3085
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13677 N MOUNT PLEASANT RD, GRAVETTE, AR 72736-8827

Mortgage

Document Number	002468/567
Date	Dec 5, 2022
Book Page	2468/567
Instrument	I-2022-011583

Lender

Name	ARVEST BANK
Type	Bank
Address	GRAVETTE, AR 72736

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Nov 22, 2023

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OK
Recording Date	Jul 11, 2019
Property Address	20565 E 430 RD, JAY, OK 74346-3085
Document Number	002286/522
Book / Page	2286 / 522
Instrument Date	Jan 8, 2019
Instrument	2019-005312
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20565 E 430 RD, JAY, OK 74346-3085

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00 (+1.14%)	$13,973 (+103.78%) Land $1,611 Building $12,362	$121,513 (-1.34%) Land $14,010 Building $107,503
2024	$1,232.00 (+109.17%)	$6,857 (+3%) Land $814 Building $6,043	$123,160 (+21.25%) Land $14,010 Building $109,150
2023	$589.00	$6,657 Land $792 Building $5,865	$101,572 Land $8,760 Building $92,812

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 43% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E 430 Rd

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