20563 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20563 Fair Oak Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.133 acres (5,783 sqft)
Owner2 Individual Names on Record
Last Sale$933,400 (Oct 2024)
Tax Bill$10,666 (2025)
Deeds & MortgagesOct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-09000.5460

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-09000.5460
Alternative APNs
  • 263046E3090005460
  • 10624843

Exterior

Lot Area5,783 sqft (0.133 acres)

Location & Zoning

Account Number10624843
Street Address20563 FAIR OAK LN
CityESTERO
StateFL
Zip33928-4095
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE THREE LOT 546 AS DESC IN INSTRUMENT 2023000297539
Legal SubdivisionRIVERCREEK PHASE THREE
Legal Block1
Legal Lot Number546
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20563 FAIR OAK LN, ESTERO, FL 33928-4095
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2024 · Amount on Record
Deed SaleOct 7, 2024 · Amount on Record
Deed Document Number2024275563
Record UpdatedSep 20, 2026

October 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateOct 7, 2024
Property Address20563 FAIR OAK LN, ESTERO, FL 33928-4095
Document Number0000275563
Map ReferenceDOC 2023000297539
Instrument DateSep 27, 2024
Instrument2024000275563
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,533.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20563 FAIR OAK LN, ESTERO, FL 33928-4095

Mortgage

Document Number0000275564
DateOct 7, 2024
Instrument2024000275564
Lender
NameGL FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2054

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$702,825 (+3.26%)$757,508 (+3.24%) Land $65,163 Building $692,345
2025$10,666.00 Homeowner's exemption$680,654$733,762 Land $67,023 Building $666,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fair Oak Ln

Nearby Streets

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