Valley County property record for 2056 Payette Dr, McCall, ID 83638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,422 sqft · built 2002 |
| Lot Size | 0.637 acres (27,743 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $15,732 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP006610220020 |
| Primary APN | RP006610220020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 4,422 sqft Living Area |
| 1st Floor Area | 3,212 sqft |
| Basement Area | 1,210 sqft |
| Finished Basement | 1,210 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,743 sqft (0.637 acres) |
| Lot Dimensions | 224 ft deep x 124 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Boat Access | Boat Access |
| Heating System | Radiant |
|---|
| Street Address | 2056 PAYETTE DR |
|---|---|
| City | MCCALL |
| State | ID |
| Zip | 83638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWEST PAYETTE COTTAGE SITES, STATE SUBDIVISION, LOT 2, BLOCK 22 |
| Legal Subdivision | SOUTHWEST PAYETTE COTTAGE SITES, STATE S |
| Legal Block | 22 |
| Legal Lot Number | 2 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | MCCALL |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 970200 |
Source: Valley County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1335, MERIDIAN, ID 83680-1335 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2015 |
| Deed Sale | Dec 7, 2015 |
| Deed Document Number | 2015395489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 2056 PAYETTE DR, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Name | Verified Name |
|---|
| Document Number | 2025006667 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025-006667 |
| Name | MORGAN STANLEY PRIVATE BANK NATIONAL ASS |
|---|---|
| Address | 4270 IVY POINTE BLVD STE 400, CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Unified School District | McCall-Donnelly Joint School District 421 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,401,883 (+9.7%) Land $3,674,528 Building $3,727,355 | $7,401,883 (+9.7%) Land $3,674,528 Building $3,727,355 | |
| 2025 | $15,732.00 (+33.8%) | $6,747,677 (+30.48%) Land $3,451,297 Building $3,296,380 | $6,747,677 (+30.48%) Land $3,451,297 Building $3,296,380 |
| 2023 | $11,758.00 (+2.21%) | $5,171,406 Land $2,046,699 Building $3,124,707 | $5,171,406 Land $2,046,699 Building $3,124,707 |
| 2022 | $11,504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 55% of Idaho |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
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