Kane County property record for 2056 Charles Ln, Aurora, IL 60505
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,056 sqft · built 1982 |
| Owner | Individual Name on File |
| Last Sale | $74,500 (Dec 2000) |
| Tax Bill | $2,567 (2025) |
| Deeds & Mortgages | May 2017 Loan Modification May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-01-351-044 |
| Primary APN | 15-01-351-044 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 2056 CHARLES LN |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60505-1286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK CREEK WEST TOWNHOMES UNIT 2056 LOT DIMENSIONS: CONDO SUBDIVISION: CHARLES LANE CONDOS RANGE CODE: 001 |
| Legal Subdivision | CHARLES LANE CONDOS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Legal Unit | 2056 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 853005 |
2056 Charles Ln is owned and occupied by an individual who bought it in December 2000.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2056 CHARLES LN, AURORA, IL 60505-1286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2017 | Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| May 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2000 · Amount on File |
| Deed Sale | Dec 1, 2000 · Amount on File |
| Deed Document Number | 200096837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2056 CHARLES LN, AURORA, IL 60505-1286 |
| Document Number | 0000028864 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2056 CHARLES LN AURORA IL 605051286, AURORA, IL 60505-1286 |
| Document Number | 0000028864 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 28864 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2056 CHARLES LN, AURORA, IL 60505-1286 |
| Document Number | 0000028865 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2056 CHARLES LN AURORA IL 605051286, AURORA, IL 60505-1286 |
| Document Number | 0000028865 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 28865 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2047 |
The 2025 property tax bill for 2056 Charles Ln was $2,567 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,567.00 Homeowner's exemption | $47,311 (+9.39%) Land $3,998 Building $43,313 | $141,990 (+9.39%) Land $11,999 Building $129,991 |
| 2024 | $43,250 Land $3,655 Building $39,595 | $129,802 Land $10,969 Building $118,833 | |
| 2022 | $2,223.00 (+2.68%) Homeowner's exemption | $35,259 (+7.41%) Land $2,980 Building $32,279 | $105,777 (+7.41%) Land $8,940 Building $96,837 |
| 2021 | $2,165.00 Homeowner's exemption | $32,826 Land $2,774 Building $30,052 | $98,478 Land $8,322 Building $90,156 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2056 Charles Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1981–2014) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2056 Charles Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Watch TV.
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