20557 SE Evian Ave, Bend, OR 97702 Property Records

Deschutes County property record for 20557 SE Evian Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	1,492 sqft · built 2020
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Jul 2026)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181209-BA-00194`

Property Details

APN / Parcel Number

Primary APN	`181209-BA-00194`
Alternative APN	`279671`

Interior

Stories	2 Stories
Building Area	1,492 sqft
Gross Area	368 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Account Number	279671
Street Address	20557 SE EVIAN AVE
City	BEND
State	OR
Zip	97702-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	STONE CREEK PHASE 3 LOT 97
Legal Range	12
Legal Township	18
Legal Section	09
Legal Subdivision	STONE CREEK PHASE 3
Legal Lot Number	97
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1003
Census Tract	2002

Owner

20557 SE Evian Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Deschutes County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20557 SE EVIAN AVE, BEND, OR 97702-3845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jul 30, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Jul 30, 2020 · Amount on File
Deed Document Number	202619753
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 1, 2026
Property Address	20557 SE EVIAN AVE, BEND, OR 97702-3845
Document Number	0000019753
Instrument Date	Jun 30, 2026
Instrument	202619753
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20557 SE EVIAN AVE, BEND, OR 97702-3845

Mortgage

Document Number	0000019754,
Date	Jul 1, 2026
Instrument	202619754

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 30, 2020
Property Address	20557 SE EVIAN AVE, BEND, OR 97702-3845
Document Number	0000037404
Instrument Date	Jun 30, 2020
Instrument	37404
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20557 SE EVIAN AVE BEND OR 97702, BEND, OR 97702

Mortgage

Document Number	37405
Date	Jul 30, 2020
Instrument	37405

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20557 SE Evian Ave was $3,706, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,706.00 (+3.93%)	$219,390 (+3%)	$532,340 (+7.19%) Land $186,230 Building $346,110
2024	$3,566.00 (+7.86%)	$213,000 (+3%)	$496,610 (-4.22%) Land $186,230 Building $310,380
2023	$3,306.00	$206,800	$518,500 Land $186,230 Building $332,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20557 SE Evian Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20557 SE Evian Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fatbeam, Webformix.

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