Loudoun County property record for 20557 Flattop Ct, Ashburn, VA 20147
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,658 sqft · built 1994 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Oct 2002) |
| Tax Bill | $6,482 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-35-3029-000 |
| Primary APN | 058-35-3029-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,658 sqft Living Area |
| 1st Floor Area | 856 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 604 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20557 FLATTOP CT |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20147-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | ASHBURN VILL SEC.43A LOT 12 2306--1620 PC A-605-7 |
| Legal Subdivision | ASHBURN VILL |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 611016 |
20557 Flattop Ct is owned and occupied by two individuals who bought it in October 2002.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20557 FLATTOP CT, ASHBURN, VA 20147-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Nov 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC |
| Sep 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC |
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2002 · Amount on File |
| Deed Sale | Oct 25, 2002 · Amount on File |
| Prior Sale | May 31, 1994 · Amount on File |
| Deed Book / Page | 2306 / 1620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 24, 2026 |
| Property Address | 20557 FLATTOP CT, ASHBURN, VA 20147-2804 |
| Document Number | 0000038434 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202638434 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 20557 FLATTOP CT, ASHBURN, VA 20147-2804 |
| Document Number | 0000038434, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202638434 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20557 FLATTOP CT, ASHBURN, VA 20147-2804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000063451 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 202211230063451 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 28, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20557 FLATTOP CT, ASHBURN, VA 20147-2804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000101624 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 202109300101624 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20557 FLATTOP CT, ASHBURN, VA 20147-2804 |
| Document Number | 20181002057473 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20181002057473 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 57473 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 20557 Flattop Ct was $6,482.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,482.00 | $805,320 Land $324,800 Building $480,520 | $805,320 Land $324,800 Building $480,520 |
| 2023 | $6,473.00 | $739,880 Land $294,800 Building $445,080 | $739,880 Land $294,800 Building $445,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20557 Flattop Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20557 Flattop Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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