20556 Peak Ave, Bend, OR 97702 Property Records

Deschutes County property record for 20556 Peak Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 2004
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$334,500 (Sep 2018)
Tax Bill	$3,646 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181209 CA 04432`

Property Details

APN / Parcel Number

Primary APN	`181209 CA 04432`
Alternative APN	`240394`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,639 sqft Living Area
1st Floor Area	1,639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Mixed
Garage Area	486 sqft

Location & Zoning

Account Number	240394
Street Address	20556 PEAK AVE
City	BEND
State	OR
Zip	97702-2293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:32 SUBD:PAULINA PEAKS PHASE 2 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-CA
Legal Range	12E
Legal Township	18S
Legal Section	09
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	PAULINA PEAKS PHASE 2
Legal Lot Number	32
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1025
Census Tract	2002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20556 PEAK AVE, BEND, OR 97702-2293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SELCO COMMUNITY CU
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SELCO COMMUNITY CU
Sep 14, 2018	Warranty Deed, Transfer · Conventional Mortgage SELCO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Prior Sale	Jul 19, 2016 · Amount on Record
Deed Document Number	2018-37358
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20556 PEAK AVE, BEND, OR 97702-2293
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032808
Date	May 28, 2021
Instrument	2021-32808

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20556 PEAK AVE, BEND, OR 97702-2293
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009868
Date	Mar 4, 2020
Instrument	2020-09868

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 14, 2018
Property Address	20556 PEAK AVE, BEND, OR 97702-2293
Document Number	0000037358
Map Reference	CAB F PG583
Instrument Date	Aug 31, 2018
Instrument	2018-37358
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20556 PEAK AVE, BEND, OR 97702-2293

Mortgage

Document Number	0000037359
Date	Sep 14, 2018
Instrument	2018-37359

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,646.00 (+3.96%)	$215,790 (+3%)	$562,180 (+1.94%) Land $195,510 Building $366,670
2024	$3,507.00 (+7.87%)	$209,510 (+3%)	$551,500 (-3.29%) Land $195,510 Building $355,990
2023	$3,251.00	$203,410	$570,240 Land $195,510 Building $374,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

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