20556 Elkview Rd, Richmond, MN 56368 Property Records

Stearns County property record for 20556 Elkview Rd, Richmond, MN 56368

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 838 sqft · built 1968
Lot Size	0.226 acres (9,840 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (May 2026)
Tax Bill	$2,664 (2026)
Deeds & Mortgages	Sep 2026 Transfer May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-14064-0000`

Property Details

APN / Parcel Number

Primary APN	`23-14064-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	838 sqft Living Area
Gross Area	1,156 sqft
1st Floor Area	768 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,840 sqft (0.226 acres)
Lot Dimensions	164 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20556 ELKVIEW RD
City	RICHMOND
State	MN
Zip	56368-7301
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 003 BLK 003 BREEZEAWAY SHORES SECTION 36 TOWNSHIP 123 RANGE 031 SECTION 36 TOWNSHIP 123 RANGE 031
Legal Range	31W
Legal Township	123
Legal Section	36
Legal Subdivision	BREEZEAWAY SHORES
Legal Block	3
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	MUNSON
Census Block Group	3
Census Block	3085
Census Tract	11101

Owner

Source: Stearns County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20556 ELKVIEW RD, RICHMOND, MN 56368-7301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE NATIONAL BANK
Nov 3, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 3, 2023	Affidavit, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	20261713745
Last Transfer Date	Sep 18, 2026
Transfer Doc	0001721264
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 21, 2026
Property Address	20556 ELKVIEW RD, RICHMOND, MN 56368-7301
Document Number	0001721264
Instrument Date	Sep 18, 2026
Instrument	20261721264
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20556 ELKVIEW RD, RICHMOND, MN 56368-7301

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 27, 2026
Property Address	20556 ELKVIEW RD, RICHMOND, MN 56368-7301
Document Number	0001713745
Instrument Date	Apr 20, 2026
Instrument	20261713745
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146,652.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20556 ELKVIEW RD, RICHMOND, MN 56368-7301

Mortgage

Document Number	0001713746,
Date	May 27, 2026
Instrument	20261713746

Lender

Name	AMERICAN HERITAGE NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 3, 2023
Property Address	20556 ELKVIEW RD, RICHMOND, MN 56368-7301
Document Number	00A1662909
Instrument Date	Oct 27, 2023
Instrument	A1662909
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14303 AURORA AVE, URBANDALE, IA 50323-2688

November 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Nov 3, 2023
Property Address	20556 ELKVIEW RD, RICHMOND, MN 56368-7301
Document Number	00A1662908
Instrument Date	Oct 24, 2023
Instrument	A1662908
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Munson Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,664.00 (+3.58%)	$326,600 (+2.77%) Land $123,300 Building $203,300	$326,600 (+2.77%) Land $123,300 Building $203,300
2025		$317,800 (+2.62%) Land $122,800 Building $195,000	$317,800 (+2.62%) Land $122,800 Building $195,000
2023	$2,572.00	$309,700 Land $115,800 Building $193,900	$309,700 Land $115,800 Building $193,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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