20555 Prospect Rd, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20555 Prospect Rd, Cupertino, CA 95014

Property Summary

Property Type	Bank, Financial Building
Details	1 ba · 5,520 sqft · built 1960
Lot Size	0.489 acres (21,316 sqft)
Owner	Company Name on File
Last Sale	$3,850,000 (May 2023)
Tax Bill	$48,283 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`366-10-054`

Property Details

APN / Parcel Number

Primary APN	`366-10-054`

Interior

Full Baths	1 Bath
Units	3 Units
Stories	1 Story
Building Area	5,520 sqft Total Area
1st Floor Area	5,520 sqft
Elevator	Elevator

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Exterior Material	Brick Veneer
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	21,316 sqft (0.489 acres)
Lot Dimensions	146 ft deep x 146 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	20555 PROSPECT RD
City	CUPERTINO
State	CA
Zip	95014-5212
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	PCG
Legal Subdivision	124 SUB/THE VAN DINE
Legal Lot Number	12
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4012
Census Tract	507808

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	20555 PROSPECT RD, CUPERTINO, CA 95014-5212
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Grant Deed, Transfer · Commercial Mortgage ZB NA
Jan 9, 2017	Loan Modification, Mortgage MUFG UNION BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Nov 12, 2004 · Amount on File
Deed Document Number	202325470892
Prior Transfer Date	Feb 16, 1995
Prior Transfer Doc	0012823837
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 5, 2023
Property Address	20555 PROSPECT RD, CUPERTINO, CA 95014-5212
Document Number	0025470892
Map Reference	MB 4 PG 24&25
Instrument Date	May 1, 2023
Instrument	25470892
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	FIRST AMER TTL INS CO NATL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20555 PROSPECT RD, CUPERTINO, CA 95014-5212

Mortgage

Document Number	0025470893
Date	May 5, 2023
Instrument	25470893

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CLARA CA
Property Address	20555 PROSPECT RD, CUPERTINO, CA 95014-5212
Document Number	0023582332
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0023582332
Date	Feb 14, 2017
Instrument	23582332

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	PO BOX 30115, LOS ANGELES, CA 90030-0115

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,085,650 (+2%) Land $3,395,865 Building $689,785
2025	$48,283.00 (+3.25%)	$4,005,540 (+57.35%) Land $3,329,280 Building $676,260
2024	$46,763.00 (+50.18%)
2023	$31,139.00 (+1.1%)	$2,545,588 Land $1,420,171 Building $1,125,417
2022	$30,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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