Fort Bend County property record for 20555 Copper Cave Ln, Richmond, TX 77407 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,296 sqft Living Area |
| Lot Size | 7,858 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $62,500 (2012) |
| Tax Bill | $3,704.00 (2025) |
| Primary APN | R353286 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,296 sqft Living Area |
| Gross Area | 2,712 sqft Gross Area |
| 1st Floor | 2,296 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,858 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 416 sqft Garage |
| Patio Area | 91 sqft Patio |
| Porch Area | 205 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 20555 COPPER CAVE LN |
|---|---|
| City | RICHMOND |
| State | TX |
| Zip | 77407-4157 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FIELDSTONE SEC 2, BLOCK 2, LOT 19 |
| Legal Subdivision | FIELDSTONE SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | FORT BEND TX |
| Minor Civil Division | SUGAR LAND |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 672903 |
Source: Fort Bend County records · APN R353286
Assessment roll updated September 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20555 COPPER CAVE LN, RICHMOND, TX 77407-4157 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Apr 03, 2019 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Mar 22, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2012 · Amount on Record |
| Deed Sale | Nov 30, 2012 · Amount on Record |
| Prior Sale | Dec 12, 2011 |
| Deed Doc Number | 2012136749 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20555 COPPER CAVE LN, RICHMOND, TX 77407-4157 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20555 COPPER CAVE LN, RICHMOND, TX 77407-4157 |
| Document Number | 0000099429 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022099429 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 833 Months |
| Due | Dec 21, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.69% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2022 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20555 COPPER CAVE LN, RICHMOND, TX 77407-4157 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033252 |
|---|---|
| Date | Apr 03, 2019 |
| Instrument | 2019033252 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.84% |
| Type Change Date | Apr 01, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20555 COPPER CAVE LN, RICHMOND, TX 77407-4157 |
| Document Number | 0000033253 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 20555 COPPER CAVE LN RICHMOND TX 774074157, RICHMOND, TX 77407-4157 |
| Document Number | 0000033253 |
|---|---|
| Date | Apr 03, 2019 |
| Instrument | 33253 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.84% |
Source: Fort Bend County records · Assessment roll updated September 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Fort Bend Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,704.00 (+6.04%) Homeowner's exemption | $343,892 (+8.88%) Land $56,511 Building $287,381 | $343,892 (-2.6%) Land $56,511 Building $287,381 |
| 2024 | $3,493.00 (+445.78%) Homeowner's exemption Senior Citizen's exemption | $315,846 (+1%) Land $56,511 Building $296,571 | $353,082 (+1.78%) Land $56,511 Building $296,571 |
| 2023 | $640.00 (-64.74%) Homeowner's exemption Senior Citizen's exemption | $287,133 Land $43,470 Building $303,438 | $346,908 Land $43,470 Building $303,438 |
| 2018 | $1,815.00 |
Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), updated August 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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