20554 Wilderness Ct, Estero, FL 33928 Property Records

Lee County property record for 20554 Wilderness Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,199 sqft · built 2017
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Nov 2019)
Tax Bill	$10,111 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-46-26-06-00000.4740`

Property Details

APN / Parcel Number

Primary APN	`28-46-26-06-00000.4740`
Alternative APNs	`26284606000004740` `10570258`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,199 sqft Living Area
Gross Area	6,092 sqft
1st Floor Area	2,367 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	10,934 sqft (0.251 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Florida Room
Patio Area	1,391 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10570258
Street Address	20554 WILDERNESS CT
City	ESTERO
State	FL
Zip	33928-9164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	CORKSCREW SHORES PHASE 2 AS DESC IN INST# 2015000105110 LOT 474
Legal Range	26E
Legal Township	46S
Legal Section	28
Legal Subdivision	CORKSCREW SHORES
Legal Phase	2
Legal Block	1
Legal Lot Number	474
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1005
Census Tract	50312

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20554 WILDERNESS CT, ESTERO, FL 33928-9164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 3, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	2019271385
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20554 WILDERNESS CT, ESTERO, FL 33928-9164
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20554 WILDERNESS CT, ESTERO, FL 33928-9164

Mortgage

Document Number	0000043438
Date	Feb 10, 2021
Instrument	2021000043438

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 26, 2019
Property Address	20554 WILDERNESS CT, ESTERO, FL 33928-9164
Document Number	0000271385
Instrument Date	Nov 20, 2019
Instrument	271385
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ETITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20554 WILDERNESS CT ESTERO FL 339289164, ESTERO, FL 33928-9164

Mortgage

Document Number	271386
Date	Nov 26, 2019
Instrument	271386

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2034

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 3, 2017
Property Address	20554 WILDERNESS CT, ESTERO, FL 33928-9164
Document Number	0000070521
Map Reference	DOC2015000105110
Instrument Date	Mar 30, 2017
Instrument	2017000070521
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2022
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,769.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, 24311, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8479 CHATEAUGAY DR, INDIANAPOLIS, IN 46217-4892

Mortgage

Document Number	0000070522
Date	Apr 3, 2017
Instrument	2017000070522

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,111.00 (+0.18%) Homeowner's exemption	$778,587 (+0.07%) Land $185,840 Building $592,747	$778,587 (-11.34%) Land $185,840 Building $592,747
2023	$10,093.00 (+1.15%) Homeowner's exemption	$778,007 (+3%)	$878,184 (+16.26%) Land $169,810 Building $708,374
2022	$9,978.00 Homeowner's exemption	$755,347 Land $145,700 Building $609,647	$755,347 Land $145,700 Building $609,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 205 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	329 units insured incl. 124 condo units
Nearby Flood Claims	42 (1981–2024)
Claims Outside the SFHA	9 of 42
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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