20553 Ardore Ln, Estero, FL 33928 Property Records

Lee County property record for 20553 Ardore Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 2006
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (Jan 2022)
Tax Bill	$5,905 (2025)
Deeds & Mortgages	Jan 2022 Sale Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E3-0400E.0410`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E3-0400E.0410`
Alternative APNs	`262946E30400E0410` `294626040000E0410` `10504588`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,668 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,492 sqft (0.172 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	373 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	49 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10504588
Street Address	20553 ARDORE LN
City	ESTERO
State	FL
Zip	33928-6381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT FOUR DESC IN PB 82 PGS 38-42 BLK E LOT 41
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	E
Legal Lot Number	41
Legal Unit	4
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5004
Census Tract	50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20553 ARDORE LN, ESTERO, FL 33928-6381
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer ESS TITLE AGENCY, ACCESS TITLE AGENCY
Aug 4, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	202217435
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 18, 2022
Property Address	20553 ARDORE LN, ESTERO, FL 33928-6381
Document Number	0000017435
Map Reference	MB 82 PG 38
Instrument Date	Dec 8, 2021
Instrument	2022000017435
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	ESS TITLE AGENCY, ACCESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4727 MIRAGE BAY CIR UNIT 110, 4727, FORT MYERS, FL 33966-6622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20553 ARDORE LN, ESTERO, FL 33928-6381

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 4, 2017
Property Address	20553 ARDORE LN, ESTERO, FL 33928-6381
Document Number	0000169284
Instrument Date	Jul 28, 2017
Instrument	169284
Transaction Type	Transfer
Record Updated	Nov 25, 2017
Title Company	BONITA TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,974.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20553 ARDORE LN ESTERO FL 339286381, ESTERO, FL 33928-6381

Mortgage

Document Number	169285
Date	Aug 4, 2017
Instrument	169285

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,905.00 (+3.04%)	$345,928 (-1.54%) Land $97,708 Building $248,220	$345,928 (-1.54%) Land $97,708 Building $248,220
2023	$5,731.00 (+9.75%)	$351,342 (+19.29%) Land $99,437 Building $251,905	$351,342 (+19.29%) Land $99,437 Building $251,905
2022	$5,222.00	$294,538 Land $97,500 Building $197,038	$294,538 Land $97,500 Building $197,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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