20552 FM 2556, Santa Rosa, TX 78593 Property Records

Cameron County property record for 20552 FM 2556, Santa Rosa, TX 78593

Property Summary

Property Type	Single Family Home
Details	1,712 sqft · built 1998
Lot Size	1.29 acres (56,566 sqft)
Owner	Individual Name on File
Last Sale	$121,100 (Apr 2003)
Tax Bill	$5,404 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`844201-0010-001000`

Property Details

APN / Parcel Number

Primary APN	`844201-0010-001000`
Alternative APN	`177279`

Interior

Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,566 sqft
Lot Dimensions	490 ft deep x 115 ft wide
Garage Type	Carport
Garage Area	880 sqft
Carport	Carport
Carport Area	880 sqft
Driveway	Driveway
Driveway Area	2,700 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,104 sqft
Shed	1 Shed
Shed Area	1,020 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	20552 FM 2556
City	SANTA ROSA
State	TX
Zip	78593-2085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	SANTA ROSA GARDENS SUBDIVISION LOT 1 BLK 1 (CAB 1 SLOT 1878-A&B CCMR)
Legal Subdivision	SANTA ROSA GARDENS SUBDIVISION (CAB 1 S
Legal Block	1
Legal Lot Number	1
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	3
Census Block	3083
Census Tract	10301

Owner

20552 FM 2556 is owned and occupied by an individual who acquired it in October 2018.

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20552 FM 2556, SANTA ROSA, TX 78593-2085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Vendor's Lien, Transfer · Stand-Alone First Mortgage LONE STAR NATIONAL BANK
Oct 10, 2018	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2003 · Amount on File
Deed Sale	Apr 9, 2003 · Amount on File
Prior Sale	Jan 10, 2002 · Amount on File
Deed Document Number	200318358
Deed Book / Page	8909 / 282
Last Transfer Date	Oct 5, 2018
Transfer Doc	023743/263
Record Updated	Sep 20, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Sep 4, 2025
Property Address	20552 FM 2556, SANTA ROSA, TX 78593-2085
Document Number	0202531069
Instrument Date	Aug 29, 2025
Instrument	2025-31069
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 CREEK CT, BROWNSVILLE, TX 78520-7570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20552 FM 2556, SANTA ROSA, TX 78593-2085

Mortgage

Document Number	0202531070
Date	Sep 4, 2025
Instrument	2025-31070

Lender

Name	LONE STAR NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	59 Months
Due	Aug 29, 2030

October 2018: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CAMERON TX
Recording Date	Oct 10, 2018
Property Address	20552 FM 2556, SANTA ROSA, TX 78593-2085
Document Number	23743/263
Book / Page	23743 / 263
Map Reference	CAB 1 SL 1878-A&1878
Instrument Date	Oct 5, 2018
Instrument	2018-00037053
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20552 FM 2556, SANTA ROSA, TX 78593-2085

Tax Assessment & Valuation

The 2025 property tax bill for 20552 FM 2556 was $5,404, up 19% from the year before.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Unified School District	Santa Rosa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,720 (-0.67%) Land $87,333 Building $184,387	$271,720 (-0.67%) Land $87,333 Building $184,387
2025	$5,404.00 (+18.95%)	$273,552 Land $87,333 Building $186,219	$273,552 Land $87,333 Building $186,219
2024	$4,543.00 (-1.09%)
2023	$4,593.00 (+43.22%) Additional exemption filed	$232,894 Land $41,181 Building $191,713	$232,894 Land $41,181 Building $191,713
2022	$3,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20552 FM 2556 in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	22 (2008–2025)
Claims Outside the SFHA	15 of 22
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 17 claims Hurricane Dolly, Jul 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20552 FM 2556 is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ALAMO WSC serves 171,195 people · EPA ID TX1080029
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 500
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Smartcom Telephone, T-Mobile, TWIN.

Nearby Properties on FM 2556

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