20551 SE Cameron Ave, Bend, OR 97702 Property Records

Deschutes County property record for 20551 SE Cameron Ave, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details2,494 sqft · built 2020
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$659,000 (Mar 2025)
Tax Bill$5,216 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181209-BA-00136

Property Details

APN / Parcel Number

Primary APN181209-BA-00136
Alternative APN
  • 276564

Interior

Stories2 Stories
Building Area2,494 sqft
Gross Area399 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleBi-Level
Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Account Number276564
Street Address20551 SE CAMERON AVE
CityBEND
StateOR
Zip97702-3769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionSTONE CREEK PHASE 2 LOT 44
Legal Range12
Legal Township18
Legal Section09
Legal SubdivisionSTONE CREEK PHASE 2
Legal Lot Number44
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1003
Census Tract2002

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20551 SE CAMERON AVE, BEND, OR 97702-3769
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2025 · Amount on Record
Deed SaleMar 6, 2025 · Amount on Record
Prior SaleMay 29, 2020 · Amount on Record
Deed Document Number20255300
Prior Transfer DateJun 24, 2022
Prior Transfer Doc0000025275
Record UpdatedSep 20, 2026

May 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMay 29, 2020
Property Address20551 SE CAMERON AVE, BEND, OR 97702-3769
Document Number0000024638
Instrument DateMay 13, 2020
Instrument24638
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 8, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$435.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20551 SE CAMERON AVE BEND OR 977023769, BEND, OR 97702-3769

Mortgage

Document Number24639
DateMay 29, 2020
Instrument24639
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,216.00 (+3.95%)$308,740 (+3%)$602,970 (+7.68%) Land $186,230 Building $416,740
2024$5,018.00 (+7.87%)$299,750 (+3%)$559,950 (-21.96%) Land $186,230 Building $373,720
2023$4,652.00$291,020$717,490 Land $186,230 Building $531,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Fatbeam, Webformix.

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