20551 Ramer Rd, Dade City, FL 33523 Property Records

Pasco County property record for 20551 Ramer Rd, Dade City, FL 33523

Property Summary

Property TypeMobile Home
Details2 ba · 1,566 sqft · built 1998
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$25,000 (Nov 1997)
Tax Bill$635 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN25-23-21-0000-01200-0010

Property Details

APN / Parcel Number

Primary APN25-23-21-0000-01200-0010
Alternative APNs
  • 2123250000012000010
  • 0036502

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,566 sqft Living Area
Gross Area1,706 sqft
1st Floor Area1,566 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
PorchFinished/Screened Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0036502
Old Parcel Number2123250000012000010
Street Address20551 RAMER RD
CityDADE CITY
StateFL
Zip33523-9725
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code00AR
Legal DescriptionNORTH 247.00 FT & WEST 166.77 FT OF FOLL: EAST 3/4 OF SOUTH 1/2 OF SE1/4 OF NE1/4 LESS WEST 6.00 ACRES THEREOF OR 3844 PG
Legal Range21E
Legal Township23S
Legal Section25
Legal SubdivisionACREAGE & UNREC PLATS
Legal Block12
Legal Lot Number1
JurisdictionPASCO FL
Township / Civil DivisionLACOOCHEE
Census Block Group2
Census Block2001
Census Tract32402

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20551 RAMER RD, DADE CITY, FL 33523-9725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 1997 · Amount on Record
Deed SaleNov 10, 1997 · Amount on Record
Deed Document Number0383400675
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address20551 RAMER RD, DADE CITY, FL 33523-9725
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address20551 RAMER RD, DADE CITY, FL 33523-9725

Mortgage

Document Number0112871035
DateSep 25, 2025
Book Page11287/1035
Instrument2025183275
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change6.75%
Margin2

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$635.00 (+5.66%) Homeowner's exemption$64,410 (+5.97%) Land $46,455 Building $17,955$99,803 (+0.44%) Land $46,455 Building $53,348
2023$601.00 (-3.38%) Additional exemption filed$60,780 (+3%) Land $46,455 Building $14,325$99,362 (+4.19%) Land $46,455 Building $52,907
2022$622.00 Homeowner's exemption$59,010 Land $46,455 Building $12,555$95,364 Land $46,455 Building $48,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ramer Rd

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