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20551 Livery Ct, Estero, FL 33928 Property Records

Lee County property record for 20551 Livery Ct, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · built 2023
Lot Size0.286 acres (12,461 sqft)
Owner2 Individual Names on Record
Last Sale$661,300 (Oct 2023)
Tax Bill$7,996 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0400A.6740

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0400A.6740
Alternative APNs
  • 273046L30400A6740
  • 10616725

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area12,461 sqft (0.286 acres)

Location & Zoning

Account Number10616725
Street Address20551 LIVERY CT
CityESTERO
StateFL
Zip33928-9721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK A LOT 674
Legal SubdivisionVERDANA VILLAGE
Legal BlockA
Legal Lot Number674
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20551 LIVERY CT, ESTERO, FL 33928-9721
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL/OMAHA MORTGAGE LLC
Oct 5, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC
Jan 5, 2023Special Warranty Deed, Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2023 · Amount on Record
Deed SaleOct 5, 2023 · Amount on Record
Deed Document Number2023324861
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Recording DateApr 2, 2026
Property Address20551 LIVERY CT, ESTERO, FL 33928-9721
Document Number0000083286
Instrument DateMar 12, 2026
Instrument202683286
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMUTUAL OF OMAHA MORTGAGE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20551 LIVERY CT, ESTERO, FL 33928-9721

Mortgage

Document Number0000083286,
DateApr 2, 2026
Instrument202683286
Lender
NameMUTUAL/OMAHA MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2041
Interest
Rate TypeFixed Rate
Rate5.44%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateOct 5, 2023
Property Address20551 LIVERY CT, ESTERO, FL 33928-9721
Document Number0000324861
Map ReferenceDOC 2022000319154
Instrument DateSep 27, 2023
Instrument2023000324861
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,629.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address20551 LIVERY CT, ESTERO, FL 33928-9721

Mortgage

Document Number0000324862
DateOct 5, 2023
Instrument2023000324862
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

January 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateJan 5, 2023
Property Address20551 LIVERY CT, ESTERO, FL 33928-9721
Document Number0000005655
Map ReferenceDOC 2022000319154
Instrument DateJan 4, 2023
Instrument2023000005655
Transaction TypeTransfer
Record UpdatedFeb 9, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$11,713.10
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address21101 DESIGN PARC LN STE 103, 103, ESTERO, FL 33928-9910

Transferred To (Grantee/Buyer)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$505,122 (+2.7%)$525,774 (+6.9%) Land $111,031 Building $414,743
2025$7,996.00 (+121.62%) Homeowner's exemption$491,842 (+299.99%) Land $127,020 Building $364,822$491,842 (+299.99%) Land $127,020 Building $364,822
2023$3,608.00$122,963 Land $122,963$122,963 Land $122,963

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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