20551 Creekside Dr, Harrah, OK 73045 Property Records

Oklahoma County property record for 20551 Creekside Dr, Harrah, OK 73045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,652 sqft · built 2018
Lot Size0.165 acres (7,187 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Mar 2023)
Tax Bill$3,163 (2025)
Deeds & MortgagesMar 2023 Sale & Line of Credit
Mar 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN1005-21-349-1400

Property Details

APN / Parcel Number

Primary APN1005-21-349-1400
Alternative APNs
  • R213491400
  • 213491400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,652 sqft Living Area

Exterior

Architectural StyleRanch
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area449 sqft
PorchPorch
Porch Area625 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account NumberR213491400
Street Address20551 CREEKSIDE DR
CityHARRAH
StateOK
Zip73045-4518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFALL CREEK PH 3 BLK 001 LOT 041
Legal Range01E
Legal Township11N
Legal Section02
Legal SubdivisionFALL CREEK PH 3
Legal Phase1
Legal Block001
Legal Lot Number041
JurisdictionOKLAHOMA OK
Township / Civil DivisionOKLAHOMA CITY SOUTHEAST
Census Block Group1
Census Block1005
Census Tract108708

Owner

20551 Creekside Dr is owned by two individuals who acquired it in March 2024.

Source: Oklahoma County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address20561 CREEKSIDE DR, HARRAH, OK 73045-4518
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Warranty Deed, Transfer · Line of Credit
OKLAHOMA STATE BANK
Mar 6, 2024Correction Deed
CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GATEWAY FIRST BANK
Aug 28, 2018Warranty Deed, Transfer · Conventional Mortgage
GATEWAY MORTGAGE GROUP LLC
Jun 27, 2018Loan Modification, Mortgage
FIRST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2023 · Amount on File
Deed SaleMar 3, 2023 · Amount on File
Prior SaleAug 28, 2018 · Amount on File
Deed Document Number202325859
Deed Book / Page15399 / 134
Last Transfer DateMar 6, 2024
Transfer Doc0001027527
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKLAHOMA OK
Recording DateMar 3, 2023
Property Address20551 CREEKSIDE DR, HARRAH, OK 73045-4518
Document Number0001025859
Book / Page15399 / 134
Instrument DateFeb 28, 2023
Instrument2023030301025859
Transaction TypeTransfer
Record UpdatedMar 15, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20551 CREEKSIDE DR, HARRAH, OK 73045-4518

Mortgage

Document Number0001025860
DateMar 3, 2023
Instrument2023030301025860
Lender
NameOKLAHOMA STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionOKLAHOMA OK
Recording DateMar 6, 2024
Property Address20551 CREEKSIDE DR, HARRAH, OK 73045-4518
Document Number0001027527
Book / Page15690 / 1391
Instrument DateFeb 28, 2023
Instrument2024030601027527
Record UpdatedMar 18, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20551 CREEKSIDE DR, HARRAH, OK 73045-4518

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKLAHOMA OK
Property Address20551 CREEKSIDE DR, HARRAH, OK 73045-4518
Transaction TypeMortgage
Record UpdatedJan 10, 2023
Title CompanyCHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001095227
DateMay 28, 2021
Book Page14760/1159
Instrument2021052801095227
Lender
NameGATEWAY FIRST BANK
TypeBank
AddressJENKS, OK 74037
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2041

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKLAHOMA OK
Recording DateAug 28, 2018
Property Address20551 CREEKSIDE DR, HARRAH, OK 73045-4518
Document Number0011180970
Book / Page13823 / 0947
Instrument DateAug 21, 2018
Instrument20180828011180970
Transaction TypeTransfer
Record UpdatedMar 7, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$271.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20551 CREEKSIDE DR, HARRAH, OK 73045-4518

Mortgage

Document Number0011180980
DateAug 28, 2018
Instrument20180828011180980
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKLAHOMA OK
Property Address20551 CREEKSIDE DR, HARRAH, OK 73045-4518
Document Number0137810485
Instrument DateJun 27, 2018
Transaction TypeMortgage
Record UpdatedJul 27, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7209 E 112TH ST S BIXBY OK 740082155, BIXBY, OK 74008-2155

Mortgage

Document Number0137810485
DateJul 10, 2018
Book Page013781/000485
Instrument10934290
Lender
NameFIRST BK
TypeBank
AddressWICHITA FALLS, TX 76308
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20551 Creekside Dr was $3,163, up 28.5% from the year before.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOklahoma County
MunicipalityHarrah City
Unified School DistrictHarrah Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,163.00 (+28.47%)$28,600 Land $4,197 Building $24,403$260,000 Land $38,160 Building $221,840
2024$2,462.00 (+18.65%)
2023$2,075.00$21,201 Land $3,428 Building $17,773$236,000 Land $38,160 Building $197,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20551 Creekside Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2013–2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20551 Creekside Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 89% of Oklahoma
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRAH
serves 4,190 people · EPA ID OK2005506
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityGross alpha radiation
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting45
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Airosurf Communications
Fixed Wireless
250 / 50
Atlink Services
Fixed Wireless
100 / 20

May also be available: AT&T.

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