2055 Wandering Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 2055 Wandering Rd, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1987
Square Footage1,829 sqft Living Area
Lot Size6,191 sqft (0.142 acres)
OccupancyOwner Occupied
Last Sale$1,020,000 (2018)
Tax Bill$12,940.00 (2025)

Owner

Source: San Diego County records · APN 255-180-14-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2055 WANDERING RD, ENCINITAS, CA 92024-5625
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC
Sep 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Nov 26, 2018Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 26, 2018 · Amount on Record
Deed SaleNov 26, 2018 · Amount on Record
Prior SaleMar 12, 2014 · Amount on Record
Deed Doc Number2018488008
Prior Transfer DateAug 02, 1996
Prior Transfer Doc0000406165
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2055 WANDERING RD, ENCINITAS, CA 92024-5625
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2055 WANDERING RD, ENCINITAS, CA 92024-5625

Mortgage

Document Number0000012666
DateJan 07, 2021
Instrument2021-0012666
Lender
NameUNITED WHOLESALE MORTGAGE LLC
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2055 WANDERING RD, ENCINITAS, CA 92024-5625
Document Number0000437307
Instrument DateSep 17, 2019
Transaction TypeMortgage
Record UpdatedOct 14, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2055 WANDERING RD ENCINITAS CA 920245625, ENCINITAS, CA 92024-5625

Mortgage

Document Number0000437307
DateOct 02, 2019
Instrument437307
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 26, 2018
Property Address2055 WANDERING RD, ENCINITAS, CA 92024-5625
Document Number0000488008
Map ReferenceMAP 11133
Instrument DateNov 05, 2018
Instrument2018-0488008
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2055 WANDERING RD, ENCINITAS, CA 92024-5625

Mortgage

Document Number0000488009
DateNov 26, 2018
Instrument2018-0488009
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Mortgage

Document Number0000488010
DateNov 26, 2018
Instrument2018-0488010
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,160,579 (+2%) Land $841,990 Building $318,589
2025$12,940.00 (+6.85%)$1,137,824 (+4.04%) Land $825,481 Building $312,343
2023$12,110.00 (+2.3%)$1,093,643 Land $793,428 Building $300,215
2022$11,838.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN255-180-14-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,829 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area6,191 sqft (0.142 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address2055 WANDERING RD
CityENCINITAS
StateCA
Zip92024-5625
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 312 TR 011133
Legal SubdivisionCOUNTY OF SAN DIEGO TRACT #4304-7
Legal Tract011133
Legal Block2
Legal Lot Number312
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2000
Census Tract17107

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