Lorain County property record for 2055 W River Rd N, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1955 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,528 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-003-101-019 |
| Primary APN | 10-00-003-101-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 930 sqft |
| 2nd Floor Area | 744 sqft |
| Upper Floors Area | 744 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 199 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 304 sqft |
| Deck Area | 240 sqft |
| Patio Area | 192 sqft |
| Canopy | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2055 W RIVER RD N |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANK PALEN SUB FRNT 0100.00 DPTH 0199.00 |
| Legal Subdivision | FRANK POLEN SUBDIVISION |
| Legal Block | 101 |
| Legal Lot Number | 21 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 70300 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2055 W RIVER RD N, ELYRIA, OH 44035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2000 |
| Deed Sale | Nov 2, 2000 |
| Deed Document Number | 715812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2055 W RIVER RD N, ELYRIA, OH 44035 |
| Document Number | 0000735472 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2055 W RIVER RD S ELYRIA OH 440356941, ELYRIA, OH 44035-6941 |
| Document Number | 0000735472 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 735472 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,528.00 | $63,580 (%) Land $8,530 Building $55,050 | $181,660 (-) Land $24,370 Building $157,290 |
| 2024 | $2,528.00 (-6.27%) | $63,582 (+15.91%) Land $8,530 Building $55,052 | $181,660 (+15.91%) Land $24,370 Building $157,290 |
| 2023 | $2,697.00 (+0.75%) | $54,856 (-0.01%) Land $9,755 Building $45,101 | $156,730 (-) Land $27,870 Building $128,860 |
| 2022 | $2,677.00 | $54,860 Land $9,760 Building $45,100 | |
| 2021 | $156,730 Land $27,870 Building $128,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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